1651 Byron Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1651 Byron Ave, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,011 sqft · built 1955
Lot Size	0.146 acres (6,350 sqft)
Owner	Individual Name on File
Last Sale	$75,000 (Jul 2013)
Tax Bill	$2,692 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Apr 2023 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8913-36-133-016`

Property Details

APN / Parcel Number

Primary APN	`8913-36-133-016`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,011 sqft Living Area
1st Floor Area	1,011 sqft
Basement Area	1,011 sqft
Finished Basement	900 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	6,350 sqft (0.146 acres)
Lot Dimensions	127 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	612 sqft
Parking Spaces	2 Parking Spaces
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	1651 BYRON AVE
City	WATERLOO
State	IA
Zip	50702-2440
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KENWOOD PARK LOT 389
Legal Range	13W
Legal Township	89N
Legal Section	36
Legal Subdivision	KENWOOD PARK
Legal Lot Number	389
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1011
Census Tract	1000

Owner

1651 Byron Ave is owned and occupied by an individual who bought it in July 2013.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	1651 BYRON AVE, WATERLOO, IA 50702-2440
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2023	Deed of Trust, Mortgage · Line of Credit GREENSTATE CU
Apr 10, 2023	Legal Action/Court Order, Foreclosure
Nov 7, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2013 · Amount on File
Deed Sale	Jul 26, 2013 · Amount on File
Prior Sale	Sep 18, 2006 · Amount on File
Deed Document Number	20132014002056
Prior Transfer Date	Sep 15, 2006
Prior Transfer Doc	2007006623
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1651 BYRON AVE, WATERLOO, IA 50702-2440
Transaction Type	Mortgage
Record Updated	May 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300014465
Date	Apr 28, 2023
Instrument	202300014465

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 27, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 10, 2023
Property Address	1651 BYRON AVE, WATERLOO, IA 50702-2440
Document Number	202300013633
Instrument Date	Apr 5, 2023
Instrument	202300013633
Transaction Type	Foreclosure
Record Updated	Apr 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1651 BYRON AVE, WATERLOO, IA 50702-2440

November 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BLACK HAWK IA
Recording Date	Nov 7, 2017
Property Address	1651 BYRON AVE, WATERLOO, IA 50702-2440
Document Number	201800008054
Instrument Date	Nov 6, 2017
Instrument	2018-00008054
Transaction Type	Transfer
Record Updated	Apr 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1651 BYRON AVE, WATERLOO, IA 50702-2440

Tax Assessment & Valuation

The 2025 property tax bill for 1651 Byron Ave was $2,692 with a homeowner's exemption, down 7.8% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,692.00 (-7.81%) Homeowner's exemption	$142,790 Land $15,760 Building $127,030	$142,790 Land $15,760 Building $127,030
2024	$2,920.00
2023		$144,810 (+33.88%) Land $15,760 Building $129,050	$144,810 Land $15,760 Building $129,050
2022	$2,180.00 Homeowner's exemption	$108,160 Land $15,760 Building $92,400
2021			$108,160 Land $15,760 Building $92,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1651 Byron Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1651 Byron Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

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