1651 Bruce Ave, Cincinnati, OH 45223 Property Records

Hamilton County property record for 1651 Bruce Ave, Cincinnati, OH 45223

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,626 sqft · built 1907
Lot Size	0.133 acres (5,837 sqft)
Owner	Owner Name on File
Last Sale	$144,000 (May 2005)
Tax Bill	$6,760 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Mar 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`196-0026-0137-00`

Property Details

APN / Parcel Number

Primary APN	`196-0026-0137-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,626 sqft Living Area
1st Floor Area	1,059 sqft
2nd Floor Area	1,059 sqft
Attic	Attic
Attic Area	508 sqft
Basement Area	1,059 sqft

Exterior

Year Built	Built 1907
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	5,837 sqft (0.133 acres)
Lot Dimensions	138 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	85 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	1651 BRUCE AVE
City	CINCINNATI
State	OH
Zip	45223-2001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1651 BRUCE AVE 40 X 138.50 IRR PT LOTS 29-30 SAM C COX 4TH SUB
Legal Subdivision	M C COX 4TH SUB
Legal Lot Number	29-30 30
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3000
Census Tract	27700

Owner

The current owner of 1651 Bruce Ave bought it in May 2005.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Owner Name on File
Mailing Address	1651 BRUCE AVE, CINCINNATI, OH 45223-2001
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2022	Deed of Trust, Mortgage FIFTH THIRD BANK NA
Mar 15, 2019	Deed of Trust, Mortgage · Line of Credit PNC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2005 · Amount on File
Deed Sale	May 4, 2005 · Amount on File
Deed Document Number	05-070173
Deed Book / Page	9926 / 00668
Prior Transfer Date	Apr 29, 2005
Prior Transfer Doc	0000070173
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1651 BRUCE AVE, CINCINNATI, OH 45223-2001
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000069545
Date	Jul 14, 2022
Book Page	14708/1472
Instrument	2022-0069545

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount on Record
Term	119 Months
Due	Jun 1, 2032

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1651 BRUCE AVE, CINCINNATI, OH 45223-2001
Document Number	0000023848
Instrument Date	Mar 15, 2019
Transaction Type	Mortgage
Record Updated	Jun 3, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1651 BRUCE AVE CINCINNATI OH 452232001, CINCINNATI, OH 45223-2001

Mortgage

Document Number	0000023848
Date	Apr 1, 2019
Book Page	013886/001733
Instrument	23848

Lender

Name	PNC BK
Type	Bank
Address	CINCINNATI, OH 45220

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1651 Bruce Ave was $6,760, up 0.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,760.00 (+0.13%)	$106,638 (-) Land $34,986 Building $71,652
2024	$6,751.00 (-0.18%)	$106,638 (-) Land $34,986 Building $71,652
2023	$6,763.00 (+66.91%)	$106,638 (+85.76%) Land $34,986 Building $71,652	$304,680 Land $99,960 Building $204,720
2022	$4,052.00	$57,407 Land $9,058 Building $48,349
2020			$164,020 Land $25,880 Building $138,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1651 Bruce Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1651 Bruce Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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