1651 Bond Rd, Kawkawlin, MI 48631 Property Records

Bay County property record for 1651 Bond Rd, Kawkawlin, MI 48631

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,716 sqft · built 1978
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,950 (May 2018)
Tax Bill	$2,443 (2026)
Deeds & Mortgages	May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`080-022-200-005-01`

Property Details

APN / Parcel Number

Primary APN	`080-022-200-005-01`

Interior

Full Baths	2 Baths
Stories	3 Stories
Building Area	1,716 sqft Living Area
1st Floor Area	1,118 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	25,265 sqft (0.58 acres)
Lot Dimensions	241 ft deep x 105 ft wide
Garage Area	702 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1651 BOND RD
City	KAWKAWLIN
State	MI
Zip	48631-9424
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM 1394.13 FT S OF N 1/4 COR OF SEC TO POB TH S 105 FT TH E 241 FT TH N 105 FT TH W 241 FT TO BEG SEC 22 T15N R4E 3-10-78
Legal Range	04E
Legal Township	15N
Legal Section	22
Jurisdiction	BAY MI
Township / Civil Division	KAWKAWLIN
Census Block Group	2
Census Block	2002
Census Tract	286102

Owner

Source: Bay County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1651 BOND RD, KAWKAWLIN, MI 48631-9424
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2018 · Amount on Record
Deed Sale	May 21, 2018 · Amount on Record
Prior Sale	Aug 7, 2014 · Amount on Record
Deed Document Number	20187287
Record Updated	Oct 29, 2026

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	May 21, 2018
Property Address	1651 BOND RD, KAWKAWLIN, MI 48631-9424
Document Number	0000007287
Instrument Date	May 16, 2018
Instrument	7287
Transaction Type	Transfer
Record Updated	Oct 31, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,384.17
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1541 FRASER RD KAWKAWLIN MI 486319474, KAWKAWLIN, MI 48631-9474

Mortgage

Document Number	7288
Date	May 21, 2018
Instrument	7288

Lender

Name	WILDFIRE CU
Type	Credit Union
Address	SAGINAW, MI 48605-3285

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 20, 2048

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Kawkawlin Township
Unified School District	Bay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,443.00 (+13.36%) Homeowner's exemption	$99,200 (+32.98%)	$198,400 (+32.98%)
2023		$74,600	$149,200
2022	$2,155.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (2017–2020)
Most Recent Claim	May 2020 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jun 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KAWKAWLIN METRO DIST WATER SUP serves 1,480 people · EPA ID MI0003570
Water Source	Purchased surface water from BAY AREA WATER SYSTEM
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20