1651 Benson Ave, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 1651 Benson Ave, Cambria, CA 93428

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,521 sqft · built 1988
Lot Size	0.121 acres (5,250 sqft)
Owner	Individual Name on File
Last Sale	$950,000 (Jul 2022)
Tax Bill	$9,389 (2025)
Deeds & Mortgages	Jul 2022 Sale Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`023-142-033`

Property Details

APN / Parcel Number

Primary APN	`023-142-033`
Alternative APN	`023142027`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,521 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Wood
Lot Area	5,250 sqft (0.121 acres)
Terrain	Below Road/Slope
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1651 BENSON AVE
City	CAMBRIA
State	CA
Zip	93428-5609
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAM PINES TR 8 BL 212 LTS 41,42 & 43
Legal Subdivision	CAMBRIA PINES 08
Legal Tract	8
Legal Block	212
Legal Lot Number	41
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1073
Census Tract	10403

Owner

1651 Benson Ave is owned and occupied by an individual who bought it in July 2022.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	Individual Name on File
Mailing Address	1651 BENSON AVE, CAMBRIA, CA 93428-5609
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2022	Grant Deed, Transfer CHICAGO TITLE COMPANY
Mar 4, 2022	Deed of Trust, Mortgage · Commercial Mortgage REVIVE HQ LLC
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF KANSAS CITY
Nov 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF KANSAS CITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2022 · Amount on File
Deed Sale	Jul 18, 2022 · Amount on File
Prior Sale	Nov 29, 1993
Deed Document Number	202229370
Prior Transfer Date	Dec 2, 2010
Prior Transfer Doc	0000062138
Record Updated	Oct 29, 2026

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 18, 2022
Property Address	1651 BENSON AVE, CAMBRIA, CA 93428-5609
Document Number	0000029370
Map Reference	MB 5 PG 21
Instrument Date	Jul 6, 2022
Instrument	2022029370
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 9093, BAKERSFIELD, CA 93389-9093

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1651 BENSON AVE, CAMBRIA, CA 93428-5609
Transaction Type	Mortgage
Record Updated	Mar 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1651 BENSON AVE, CAMBRIA, CA 93428-5609

Mortgage

Document Number	0000010010
Date	Mar 4, 2022
Instrument	2022010010

Lender

Name	REVIVE HQ LLC
Type	Non-Lending Institution
Address	IRVINE, CA 92612

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1651 BENSON AVE, CAMBRIA, CA 93428-5609
Transaction Type	Mortgage
Record Updated	Apr 8, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1651 BENSON AVE, CAMBRIA, CA 93428-5609

Mortgage

Document Number	0000023728
Date	Mar 30, 2021
Instrument	2021023728

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank
Address	KANSAS CITY, MO 64114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2041

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1651 BENSON AVE, CAMBRIA, CA 93428-5609
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052593
Date	Nov 22, 2019
Instrument	2019052593

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank
Address	KANSAS CITY, MO 64114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 1651 Benson Ave was $9,389 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Coast Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$881,866 (+2%) Land $265,702 Building $616,164
2025	$9,389.00 Homeowner's exemption	$864,576 Land $260,493 Building $604,083
2023	$9,020.00 (+42.36%) Homeowner's exemption	$831,006 Land $250,379 Building $580,627
2022	$6,336.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1651 Benson Ave in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	8 (1983–2023)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1651 Benson Ave is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Astound Broadband.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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