1651 2nd St, Clermont, FL 34711 Property Records

Lake County property record for 1651 2nd St, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,095 sqft · built 2021
Lot Size	0.303 acres (13,200 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Oct 2020)
Tax Bill	$4,231 (2024)
Deeds & Mortgages	Nov 2020 Line of Credit Oct 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-22-25-0700-000-37500`

Property Details

APN / Parcel Number

Primary APN	`25-22-25-0700-000-37500`
Alternative APNs	`252225070000037400` `1625246`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,095 sqft Living Area
1st Floor Area	1,845 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2024
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	13,200 sqft (0.303 acres)
Lot Dimensions	165 ft deep x 160 ft wide
Garage Type	Detached
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	500 sqft
Deck Area	Deck Area
Patio Area	350 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1625246
Street Address	1651 2ND ST
City	CLERMONT
State	FL
Zip	34711-3305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	CLERMONT ORANGE PARK SUB LOT 375 PB 3 PG 20 ORB 5553 PG 2185
Legal Range	25E
Legal Township	22S
Legal Section	25
Legal Subdivision	CLERMONT ORANGE PARK SUB
Legal Tract	0700
Legal Lot Number	375
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1026
Census Tract	31313

Owner

1651 2nd St is owned and occupied by an individual who bought it in October 2020.

Source: Lake County records, as of November 26, 2025

Owner of Record	Individual Name on File
Mailing Address	1651 2ND ST, CLERMONT, FL 34711-3305
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2020	Deed of Trust, Mortgage · Line of Credit SEACOAST NATIONAL BANK
Oct 1, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Feb 15, 2018	Trustee's Deed, Construction Loan · Construction Mortgage CENTERSTATE BK NA
Sep 7, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2020 · Amount on File
Deed Sale	Oct 1, 2020 · Amount on File
Deed Document Number	2020109120
Deed Book / Page	5553 / 2185
Prior Transfer Date	Sep 11, 2009
Prior Transfer Doc	0038180425
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1651 2ND ST, CLERMONT, FL 34711-3305
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1651 2ND ST, CLERMONT, FL 34711-3305

Mortgage

Document Number	0055842303
Date	Nov 18, 2020
Book Page	5584/2303
Instrument	2020129872

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank
Address	STUART, FL 34995

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Nov 10, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Oct 1, 2020
Property Address	1651 2ND ST, CLERMONT, FL 34711-3305
Document Number	0055532185
Book / Page	005553 / 002185
Instrument Date	Sep 30, 2020
Instrument	109120
Transaction Type	Transfer
Record Updated	Oct 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$700.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1651 2ND ST CLERMONT FL 347113305, CLERMONT, FL 34711-3305

February 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LAKE FL
Recording Date	Feb 15, 2018
Property Address	1651 2ND ST, CLERMONT, FL 34711-3305
Document Number	0050670722
Book / Page	005067 / 000722
Instrument Date	Feb 9, 2018
Instrument	17951
Transaction Type	Construction Loan
Record Updated	Dec 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10519 MIRA LAGO LN CLERMONT FL 347117323, CLERMONT, FL 34711-7323

Mortgage

Document Number	50670722
Date	Feb 15, 2018
Book Page	005067/000722
Instrument	17951

Lender

Name	CENTERSTATE BK NA
Type	Bank
Address	WINTER HAVEN, FL 33881

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 14, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Sep 7, 2017
Property Address	1651 2ND ST, CLERMONT, FL 34711-3305
Document Number	0049980990
Book / Page	004998 / 000990
Instrument Date	Sep 7, 2017
Instrument	97226
Transaction Type	Transfer
Record Updated	Dec 24, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	168 W LAKESHORE DR CLERMONT FL 347113328, CLERMONT, FL 34711-3328

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$305,950 (+2.9%)	$383,952 (-) Land $135,000 Building $248,952
2025		$297,330 Land $135,000 Building $162,330	$383,952 Land $135,000 Building $248,952
2024	$4,231.00 (+1.95%)
2023	$4,150.00 (+3.08%) Homeowner's exemption	$280,540 (+3%)	$379,358 (+23.08%) Land $135,000 Building $244,358
2022	$4,026.00 Homeowner's exemption	$272,370	$308,213 Land $67,500 Building $240,713

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1651 2nd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1651 2nd St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Hotwire Communications, T-Mobile, Xfinity.

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