1651 230th Ave, Luck, WI 54853 Property Records

Polk County property record for 1651 230th Ave, Luck, WI 54853

Property Summary

Property Type	Single Family Home
Lot Size	40 acres (1,742,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$415,000 (Jul 2020)
Tax Bill	$5,458 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`040-00138-0000`

Property Details

APN / Parcel Number

Primary APN	`040-00138-0000`

Exterior

Lot Area	1,742,400 sqft (40 acres)

Location & Zoning

Street Address	1651 230TH AVE
City	LUCK
State	WI
Zip	54853-7002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SE SW V551 PG 292
Legal Range	17W
Legal Township	35N
Legal Section	05
Jurisdiction	POLK WI
Township / Civil Division	MILLTOWN
Census Block Group	1
Census Block	1000
Census Tract	960301

Owner

Source: Polk County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1651 230TH AVE, LUCK, WI 54853-7002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2020	Warranty Deed, Transfer · Conventional Mortgage FINANCE AMERICA MTG LLC
Feb 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage ROYAL CU
Jul 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage ROYAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2020 · Amount on Record
Deed Sale	Jul 14, 2020 · Amount on Record
Prior Sale	Feb 9, 2007 · Amount on Record
Deed Document Number	2020884500
Prior Transfer Date	Jan 27, 2007
Prior Transfer Doc	01000/0125
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK WI
Recording Date	Jul 14, 2020
Property Address	1651 230TH AVE, LUCK, WI 54853-7002
Document Number	0000884500
Instrument Date	Jul 9, 2020
Instrument	884500
Transaction Type	Transfer
Record Updated	May 16, 2022
Title Company	POLK COUNTY ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,245.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000884501
Date	Jul 14, 2020
Instrument	884501

Lender

Name	FINANCE AMERICA MTG LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK WI
Property Address	1651 230TH AVE, LUCK, WI 54853-7002
Transaction Type	Mortgage
Record Updated	Mar 4, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	879967
Date	Feb 17, 2020
Instrument	879967

Lender

Name	ROYAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 16, 2040

Interest

Rate Type	Fixed Rate

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK WI
Property Address	1651 230TH AVE, LUCK, WI 54853-7002
Transaction Type	Mortgage
Record Updated	Nov 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	863970
Date	Jul 30, 2018
Instrument	863970

Lender

Name	ROYAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 29, 2038

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of February 19, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Polk County
County Subdivision	Milltown Town
Unified School District	Unity School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,458.00 (+19.9%)	$430,800 (+0.19%) Land $43,800 Building $387,000	$617,900 (+28.7%) Land $62,823 Building $555,077
2023	$4,552.00	$430,000 Land $43,000 Building $387,000	$480,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lakeland Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 230th Ave

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