Charlotte County property record for 16509 Timber Ln, Punta Gorda, FL 33982
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,098 sqft · built 2022 |
| Lot Size | 0.179 acres (7,824 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $425,000 (Nov 2022) |
| Tax Bill | $5,768 (2025) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Jan 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-26-30-304-020 |
| Primary APN | 42-26-30-304-020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,098 sqft Living Area |
| Gross Area | 2,759 sqft |
| Flooring | Covered |
| Year Built | Built 2022 |
|---|---|
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 7,824 sqft (0.179 acres) |
| Driveway | Driveway |
| Driveway Area | 432 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Heating System | Forced Air |
|---|
| Account Number | 10004733629 |
|---|---|
| Street Address | 16509 TIMBER LN |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-5029 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BOZD |
| Legal Description | BCR 01A 0000 0128 BABCOCK RANCH COMMUNITY PHASE 1A & TOWN SQUARE LOT 128 E4621/1427 E4621/1443 4904/1338 31 |
| Legal Range | 26E |
| Legal Township | 42S |
| Legal Section | 30 |
| Legal Subdivision | BABCOCK RANCH |
| Legal Phase | 1A |
| Legal Lot Number | 128 |
| Legal Unit | Y |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 1 |
| Census Block | 1076 |
| Census Tract | 10100 |
Source: Charlotte County records, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 16509 TIMBER LN, PUNTA GORDA, FL 33982-5029 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 15, 2022 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage LENNAR MORTGAGE LLC |
| Jan 4, 2022 | Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 15, 2022 · Amount on Record |
| Deed Sale | Nov 15, 2022 · Amount on Record |
| Prior Sale | Jan 4, 2022 · Amount on Record |
| Deed Document Number | 3171489 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Nov 15, 2022 |
| Property Address | 16509 TIMBER LN, PUNTA GORDA, FL 33982-5029 |
| Document Number | 0003171489 |
| Map Reference | MB 22 PG 6 |
| Instrument Date | Nov 10, 2022 |
| Instrument | 3171489 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 22, 2023 |
| Title Company | LENNAR TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,975.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10481 BEN C PRATT/6 MILE CYPRESS PKWY, FORT MYERS, FL 33966-6460 |
| Name | Verified Name |
|---|---|
| Address | 16509 TIMBER LN, PUNTA GORDA, FL 33982-5029 |
| Document Number | 0003171490 |
|---|---|
| Date | Nov 15, 2022 |
| Instrument | 3171490 |
| Name | LENNAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Type Change Date | Dec 1, 2027 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 9.62% |
| Index | Other |
| Margin | 3 |
| Max Rate | 9.62% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jan 4, 2022 |
| Property Address | 16509 TIMBER LN, PUNTA GORDA, FL 33982-5029 |
| Document Number | 0049041338 |
| Book / Page | 4904 / 1338 |
| Map Reference | MB 22 PG 6A-6P |
| Instrument Date | Dec 22, 2021 |
| Instrument | 3041868 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $315.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 42850 CRESCENT LOOP STE 200, 200, BABCOCK RANCH, FL 33982-5037 |
| Name | Verified Name |
|---|---|
| Address | 10481 BEN C PRATT/6 MILE CYPRESS PKWY, FORT MYERS, FL 33966-6460 |
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,768.00 (-25.6%) | $383,615 (+15.82%) | $423,336 (-5.23%) Land $58,500 Building $364,836 |
| 2023 | $7,753.00 (+174.73%) | $331,221 (+549.45%) | $446,716 (+775.91%) Land $60,500 Building $386,216 |
| 2022 | $2,822.00 | $51,000 Land $51,000 | $51,000 Land $51,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 518 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 870 units insured incl. 352 condo units |
| Nearby Flood Claims | 11 (1995–2024) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 66% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN AND COUNTRY UTILITY private · serves 13,427 people · EPA ID FL5084116 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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