16509 Spring Cir, Omaha, NE 68130 Property Records

Douglas County property record for 16509 Spring Cir, Omaha, NE 68130

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,556 sqft · built 1982
Lot Size	0.378 acres (16,447 sqft)
Owner	2 Individual Names on File
Last Sale	$620,000 (Aug 2026)
Tax Bill	$9,480 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jul 2026 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`2607-6298-05`

Property Details

APN / Parcel Number

Primary APN	`2607-6298-05`
Alternative APNs	`R0526076298` `0526076298`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,556 sqft Living Area
Gross Area	6,404 sqft
Basement Area	1,894 sqft
Finished Basement	1,250 sqft
Unfinished Basement	644 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1994
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,447 sqft (0.378 acres)
Lot Dimensions	132 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	924 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	750 sqft
Porch	Covered Slab
Porch Area	60 sqft
Deck Area	220 sqft
Patio Area	500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R0526076298
Street Address	16509 SPRING CIR
City	OMAHA
State	NE
Zip	68130-2039
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	ARMBRUST ACRES 2ND LOT 309 BLOCK 0 IRREG
Legal Subdivision	ARMBRUST ACRES 2ND
Legal Lot Number	309
Jurisdiction	DOUGLAS NE
Township / Civil Division	OMAHA
Census Block Group	2
Census Block	2004
Census Tract	7451

Owner

16509 Spring Cir is owned and occupied by two individuals who bought it in August 2026.

Source: Douglas County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16509 SPRING CIR, OMAHA, NE 68130-2039
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CREDIT UNION
Jul 1, 2026	Deed of Trust, Mortgage · Line of Credit CORE BANK
Apr 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage CORE BANK
Feb 20, 2026	Affidavit of Death of Joint Tenant, Transfer
Feb 26, 2026	Intrafamily Transfer, Transfer
Feb 26, 2026	Intrafamily Transfer, Transfer
Aug 26, 2019	Deed of Trust, Mortgage · Commercial Mortgage CORE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2026 · Amount on File
Deed Sale	Aug 14, 2026 · Amount on File
Prior Sale	Jul 3, 2003 · Amount on File
Deed Document Number	202671886
Prior Transfer Date	Feb 26, 2026
Prior Transfer Doc	0000014560
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Aug 14, 2026
Property Address	16509 SPRING CIR, OMAHA, NE 68130-2039
Document Number	0000071886
Instrument Date	Aug 11, 2026
Instrument	202671886
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$207,898.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16509 SPRING CIR, OMAHA, NE 68130-2039

Mortgage

Document Number	0000071887,
Date	Aug 14, 2026
Instrument	202671887

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Recording Date	Jul 1, 2026
Property Address	16509 SPRING CIR, OMAHA, NE 68130-2039
Document Number	0000056370
Instrument Date	Jun 26, 2026
Instrument	202656370
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust, 165
Address	16509 SPRING CIR, OMAHA, NE 68130-2039

Mortgage

Document Number	0000056370,
Date	Jul 1, 2026
Instrument	202656370

Lender

Name	CORE BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	16509 SPRING CIR, OMAHA, NE 68130-2039
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000054357
Date	Apr 27, 2021
Instrument	2021054357

Lender

Name	CORE BANK
Type	Bank
Address	BELLEVUE, NE 68123

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

February 2026: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	DOUGLAS NE
Recording Date	Feb 20, 2026
Property Address	16509 SPRING CIR, OMAHA, NE 68130-2039
Document Number	0000012822
Instrument Date	Feb 20, 2026
Instrument	2026012822
Transaction Type	Transfer
Record Updated	Mar 17, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DOUGLAS NE
Recording Date	Feb 26, 2026
Property Address	16509 SPRING CIR, OMAHA, NE 68130-2039
Document Number	0000014560
Instrument Date	Feb 6, 2026
Instrument	2026014560
Transaction Type	Transfer
Record Updated	Mar 17, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DOUGLAS NE
Recording Date	Feb 26, 2026
Property Address	16509 SPRING CIR, OMAHA, NE 68130-2039
Document Number	0000014560
Instrument Date	Feb 6, 2026
Instrument	2026014560
Transaction Type	Transfer
Record Updated	Mar 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	16509 SPRING CIR, OMAHA, NE 68130-2039
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000068392
Date	Aug 26, 2019
Instrument	2019068392

Lender

Name	CORE BANK
Type	Bank
Address	OMAHA, NE 68118

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 16509 Spring Cir was $9,480, down 3.8% from the year before.

Source: Douglas County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Municipality	Omaha City
Unified School District	Millard Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,480.00 (-3.81%)	$581,400 Land $49,800 Building $531,600	$581,400 Land $49,800 Building $531,600
2024	$9,855.00 (+3.06%)
2023	$9,562.00 (-5.8%)	$480,300 Land $49,800 Building $430,500	$480,300 Land $49,800 Building $430,500
2022	$10,151.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16509 Spring Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 16509 Spring Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METROPOLITAN UTILITIES DISTRICT serves 660,000 people · EPA ID NE3105507
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	12 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
CenturyLink Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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