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16508 Emerald Ave, Harvey, IL 60426 Property Records

Cook County property record for 16508 Emerald Ave, Harvey, IL 60426

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,104 sqft · built 1959
Lot Size0.085 acres (3,720 sqft)
OwnerIndividual Name on File
Last Sale$203,000 (Sep 2022)
Tax Bill$12,197 (2023)
Deeds & MortgagesSep 2022 Mortgage
Sep 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN29-21-308-028

Property Details

APN / Parcel Number

Primary APN29-21-308-028
Alternative APN
  • 29-21-308-028-0000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,104 sqft Living Area
1st Floor Area1,104 sqft

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleBungalow
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area3,720 sqft (0.085 acres)
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address16508 EMERALD AVE
CityHARVEY
StateIL
Zip60426-6122
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPERCY (WILSONS)(WASHINGTON) PARK SUB SUB OF PT SW SW SEC 21-36-14
Legal Range14E
Legal Township36N
Legal Section21
Legal SubdivisionWILSONS WASHINGTON
Legal Block4
Legal Lot Number39
JurisdictionCOOK IL
Township / Civil DivisionTHORNTON
Census Block Group1
Census Block1047
Census Tract827500

Owner

16508 Emerald Ave is owned by an individual who bought it in September 2022.

Source: Cook County records, as of June 25, 2026

Owner of RecordIndividual Name on File
Mailing Address14735 IRVING AVE, DOLTON, IL 60419-2002
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2022Deed of Trust, Mortgage · Second Mortgage (Down Payment)
ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Sep 1, 2022Warranty Deed, Transfer · FHA Mortgage
THE FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 1, 2022 · Amount on File
Deed SaleSep 1, 2022 · Amount on File
Prior SaleOct 23, 2000 · Amount on File
Deed Document Number202239264
Prior Transfer DateApr 30, 2002
Prior Transfer Doc0000030378
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address16508 EMERALD AVE, HARVEY, IL 60426-6122
Transaction TypeMortgage
Record UpdatedSep 14, 2022
Title CompanyGREATER ILLINOIS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address14735 IRVING AVE, DOLTON, IL 60419-2002

Mortgage

Document Number0024439266
DateSep 1, 2022
Instrument2224439266
Lender
NameILLINOIS HOUSING DEVELOPMENT AUTHORITY
TypeGovernment Agency
AddressCHICAGO, IL 60601
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount on Record
Term120 Months
DueSep 1, 2032

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateSep 1, 2022
Property Address16508 EMERALD AVE, HARVEY, IL 60426-6122
Document Number0024439264
Instrument DateAug 23, 2022
Instrument2224439264
Transaction TypeTransfer
Record UpdatedSep 14, 2022
Title CompanyGREATER ILLINOIS TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$203.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16508 EMERALD AVE, HARVEY, IL 60426-6122

Mortgage

Document Number0024439265
DateSep 1, 2022
Instrument2224439265
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
AddressCHICAGO, IL 60639
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2052
Interest
Rate TypeFixed Rate
Rate6.12%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionThornton Township
MunicipalityHarvey City
Elementary School DistrictSouth Holland School District 151 (PK - 08)
Secondary School DistrictThornton Township High School District 205 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$18,200 Land $1,302 Building $16,898$182,000 Land $13,020 Building $168,980
2023$12,197.00 (+1,488.15%)
2022$768.00 Homeowner's exemption$4,340 Land $1,116 Building $3,224$43,400 Land $11,160 Building $32,240

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 16508 Emerald Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1984)
Most Recent ClaimMar 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 16508 Emerald Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARVEY
serves 25,000 people · EPA ID IL0311110
Water SourcePurchased surface water from CHICAGO
Last State InspectionMar 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL in parts of the area		100 / 20

May also be available: Astound Broadband.

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