16507 Ruby Cir, Hagerstown, MD 21740 Property Records

Washington County property record for 16507 Ruby Cir, Hagerstown, MD 21740 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 1987
Square Footage	1,232 sqft Total Area
Lot Size	44,867 sqft (1.03 acres)
Occupancy	Owner Occupied
Last Sale	$259,900 (2021)
Tax Bill	$2,051.00 (2025)

Owner

Source: Washington County records · APN 13-012814

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	16507 RUBY CIR, HAGERSTOWN, MD 21740-1049
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 04, 2021 · Amount on Record
Deed Sale	Oct 04, 2021 · Amount on Record
Deed Book / Page	6782 / 254
Record Refreshed	Sep 20, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Oct 04, 2021
Property Address	16507 RUBY CIR, HAGERSTOWN, MD 21740-1049
Document Number	0067820254
Book / Page	6782 / 254
Map Reference	FO 588
Instrument Date	Sep 30, 2021
Transaction Type	Transfer
Record Updated	May 03, 2022
Title Company	STERLING SETTLEMENT SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16507 RUBY CIR, HAGERSTOWN, MD 21740-1049

Mortgage

Document Number	0006782259
Date	Oct 04, 2021
Instrument	6782/259

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2051

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$238,333 (+10.96%)	$285,400 (+32.87%) Land $70,300 Building $215,100
2025	$2,051.00 (+10.92%) Homeowner's exemption	$214,800 (+20.76%) Land $60,300 Building $154,500	$214,800 (-) Land $60,300 Building $154,500
2023	$1,849.00	$177,867	$214,800 Land $60,300 Building $154,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Washington County (24043C), updated August 14, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 7,143 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`13-012814`
Alternative APN	`012814`

Interior

Full Baths	2 Baths
Partial Baths	1 Partial Baths
Building Area	1,232 sqft Total Area
Stories	1 Stories

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	44,867 sqft (1.03 acres)
Deck Area	64 sqft Deck
Porch Area	176 sqft Porch

Utilities and HVAC

Heating Fuel	Electric Heating Fuel
Sewage	Sewage Connected

Location & Zoning

Account Number	012814
Street Address	16507 RUBY CIR
City	HAGERSTOWN
State	MD
Zip	21740-1049
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 1 1.034 ACRES 16507 RUBY CIRCLE SPRING HILL ESTATES
Legal Subdivision	RUBY CIRCLE SPRING HILL ESTATES
Legal Lot Number	1
Jurisdiction	WASHINGTON MD
Minor Civil Division	13, MAUGANSVILLE
Census Blockgroup	3
Census Block	3032
Census Tract	11700