16507 Co Rd 3490, Ada, OK 74820 Property Records

Pontotoc County property record for 16507 Co Rd 3490, Ada, OK 74820

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 2,016 sqft · built 2023
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Tax Bill	$2,654 (2025)
Deeds & Mortgages	Jan 2026 Second Mortgage Aug 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`34346`

Property Details

APN / Parcel Number

Primary APN	`34346`
Alternative APN	`0000-08-003-005-0-028-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,016 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	34346
Street Address	16507 COUNTY ROAD 3490
City	ADA
State	OK
Zip	74820-5710
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	A TRACT OF LAND BEING PART OF THE NE/4 OF THE SE/4 OF SECTION 8, TOWNSHIP 3 NORTH, RANGE 5 EAST, INDIAN MERIDIAN, PONTOTOC CO
Legal Range	05E
Legal Township	03N
Legal Section	08
Jurisdiction	PONTOTOC OK
Township / Civil Division	NORTHWEST PONTOTOC
Census Block Group	2
Census Block	2054
Census Tract	89598

Owner

16507 Co Rd 3490, a rural home, is owned and occupied by an individual.

Source: Pontotoc County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	16507 COUNTY ROAD 3490, ADA, OK 74820-5710
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VISION BANK
Aug 15, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	16507 COUNTY ROAD 3490, ADA, OK 74820-5710
Transaction Type	Mortgage
Record Updated	Jan 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003971/174
Date	Jan 14, 2026
Book Page	3971/174
Instrument	I-2026-000206

Lender

Name	VISION BANK
Type	Bank
Address	ADA, OK 74821

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	72 Months
Due	Jan 12, 2032

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PONTOTOC OK
Recording Date	Aug 15, 2022
Property Address	526 E 12TH ST, ADA, OK 74820-6604
Document Number	0003637/12
Book / Page	3637 / 12
Instrument Date	Aug 9, 2022
Instrument	I-2022-004679
Transaction Type	Transfer
Record Updated	Dec 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 E 12TH ST, ADA, OK 74820-6502
Mail Care Of	LACIE LAWSON

Tax Assessment & Valuation

The 2025 property tax bill for 16507 Co Rd 3490 was $2,654, down 1.9% from the year before.

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Pontotoc County
Unified School District	Latta Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$27,132 (+3%) Land $1,545 Building $25,587	$226,096 (+3%) Land $12,875 Building $213,221
2025	$2,654.00 (-1.92%)	$26,341 (-4.84%) Land $1,500 Building $24,841	$219,511 (-4.84%) Land $12,500 Building $207,011
2024	$2,706.00	$27,682 Land $1,500 Building $26,182	$230,685 Land $12,500 Building $218,185

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16507 Co Rd 3490 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16507 Co Rd 3490 is high, ranking above 82% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 63% of Oklahoma
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PONTOTOC CO RWD # 8 serves 4,250 people · EPA ID OK2006215
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
360 Broadband Fixed Wireless	400 / 50
Atlink Services Fixed Wireless	100 / 20

May also be available: T-Mobile.

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