16506 Wikiup Rd, Ramona, CA 92065 Property Records

San Diego County property record for 16506 Wikiup Rd, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,063 sqft · built 1989
Lot Size	0.451 acres (19,648 sqft)
Owner	Company Name on Record
Last Sale	$490,000 (Oct 2003)
Tax Bill	$8,306 (2025)
Deeds & Mortgages	May 2023 Transfer Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`288-472-19-00`

Property Details

APN / Parcel Number

Primary APN	`288-472-19-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	3,063 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	19,648 sqft (0.451 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	16506 WIKIUP RD
City	RAMONA
State	CA
Zip	92065-4646
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 754 TR 007519
Legal Subdivision	SAN DIEGO COUNTRY ESTATES I
Legal Tract	007519
Legal Block	1
Legal Lot Number	754
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1012
Census Tract	20810

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	16506 WIKIUP RD, RAMONA, CA 92065-4646
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
May 9, 2023	Intrafamily Transfer, Transfer
Nov 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage LENOX FINANCIAL MORTGAGE CORP
Feb 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2003 · Amount on Record
Deed Sale	Oct 2, 2003 · Amount on Record
Prior Sale	May 23, 2003 · Amount on Record
Deed Document Number	20031215635
Last Transfer Date	May 4, 2023
Transfer Doc	0000121041
Record Updated	Oct 29, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 9, 2023
Property Address	16506 WIKIUP RD, RAMONA, CA 92065-4646
Document Number	0000121041
Map Reference	MAP 7519
Instrument Date	May 4, 2023
Instrument	2023-0121041
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	16506 WIKIUP RD, RAMONA, CA 92065-4646

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	16506 WIKIUP RD, RAMONA, CA 92065-4646
Transaction Type	Mortgage
Record Updated	Nov 30, 2021
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16506 WIKIUP RD, RAMONA, CA 92065-4646

Mortgage

Document Number	0000797557
Date	Nov 18, 2021
Instrument	2021-0797557

Lender

Name	LENOX FINANCIAL MORTGAGE CORP
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	16506 WIKIUP RD, RAMONA, CA 92065-4646
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BOSTON NATIONAL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000077394
Date	Feb 28, 2018
Instrument	2018-0077394

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2033

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$710,576 (+2%) Land $203,020 Building $507,556
2025	$8,306.00 (+6.35%) Homeowner's exemption	$696,644 (+4.04%) Land $199,040 Building $497,604
2023	$7,810.00 (-1.05%) Homeowner's exemption	$669,595 Land $191,312 Building $478,283
2022	$7,893.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2005–2015)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jul 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 79% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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