Pine County property record for 16501 Upper Lake Rd, Finlayson, MN 55735
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1,728 sqft · built 2024 |
| Lot Size | 5.59 acres (243,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $15,000 (Oct 2024) |
| Tax Bill | $1,834 (2025) |
| Deeds & Mortgages | Jun 2025 Second Mortgage Feb 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27.0374.002 |
| Primary APN | 27.0374.002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Stories | 1 Story |
| Building Area | 1,728 sqft Living Area |
| Utility Area | 1 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Vinyl |
| Construction Type | Tilt-Up Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 243,500 sqft (5.59 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 432 sqft |
| Shed | 1 Shed |
| Shed Area | 4,620 sqft |
| Sauna | Sauna |
| Street Address | 16501 UPPER LAKE RD |
|---|---|
| City | FINLAYSON |
| State | MN |
| Zip | 55735-4215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | SECT-22 TWP-043 RANGE-021 5.59 AC THE SOUTH 300 FEET OF THE EAST 300 FEET, AND THE EAST 300 FEET OF THE NORTH 170 FEET OF THE |
| Legal Range | 021 |
| Legal Township | 043 |
| Legal Section | 22 |
| Jurisdiction | PINE MN |
| Township / Civil Division | PINE LAKE |
| Census Block Group | 3 |
| Census Block | 3047 |
| Census Tract | 950300 |
16501 Upper Lake Rd, a rural home, is owned and occupied by an individual who bought it in October 2024.
Source: Pine County records, as of August 10, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16501 UPPER LAKE RD, FINLAYSON, MN 55735-4215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 25, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMPEER FINANCIAL FLCA |
| Feb 26, 2024 | Contract Sale, Transfer · Seller Carry-Back KOSKI FARMS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 17, 2024 · Amount on File |
| Deed Sale | Oct 17, 2024 · Amount on File |
| Deed Document Number | 2024584299 |
| Prior Transfer Date | Oct 7, 2024 |
| Prior Transfer Doc | 0000584299 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINE MN |
| Property Address | 16501 UPPER LAKE RD, FINLAYSON, MN 55735-4215 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2025 |
| Name | Verified Name |
|---|
| Document Number | 000A588356 |
|---|---|
| Date | Jun 25, 2025 |
| Instrument | A588356 |
| Name | COMPEER FINANCIAL FLCA |
|---|---|
| Type | Bank |
| Address | SUN PRAIRIE, WI 53590 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2055 |
| Document Type | Contract Sale |
|---|---|
| Jurisdiction | PINE MN |
| Recording Date | Feb 26, 2024 |
| Property Address | 16501 UPPER LAKE RD, FINLAYSON, MN 55735-4215 |
| Document Number | 0000580616 |
| Instrument Date | Feb 19, 2024 |
| Instrument | 580616 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11920 APPALOOSA PASS, FINLAYSON, MN 55735-4016 |
| Document Number | 0000580616 |
|---|---|
| Date | Feb 26, 2024 |
| Instrument | 580616 |
| Name | KOSKI FARMS INC |
|---|---|
| Type | Seller |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount on Record |
| Term | 1 Months |
| Due | Mar 1, 2024 |
The 2025 property tax bill for 16501 Upper Lake Rd was $1,834.
Source: Pine County assessment roll, as of August 10, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Pine County |
| County Subdivision | Pine Lake Township |
| Unified School District | Hinckley-Finlayson School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $359,600 Land $75,200 Building $284,400 | $359,600 Land $75,200 Building $284,400 | |
| 2025 | $1,834.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16501 Upper Lake Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 3, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16501 Upper Lake Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber | 1,000 / 1,000 |
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