Amador County property record for 16501 Ponderosa Way, Volcano, CA 95689
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,472 sqft · built 1997 |
| Lot Size | 40 acres (1,742,400 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $915,000 (Feb 2021) |
| Tax Bill | $8,316 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Jun 2026 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 030-020-091-000 |
| Primary APN | 030-020-091-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 3 Stories |
| Building Area | 3,472 sqft Living Area |
| 1st Floor Area | 405 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Construction Type | Wood |
| Lot Area | 1,742,400 sqft |
| Garage Type | Detached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Street Address | 16501 PONDEROSA DR |
|---|---|
| City | VOLCANO |
| State | CA |
| Zip | 95689-8032 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | X |
| Legal Description | NW 1/4 OF NW 1/4 OF S22T7NR12E 40 AC |
| Legal Range | 12E |
| Legal Township | 07N |
| Legal Section | 22 |
| Legal Subdivision | GOLD RIVER |
| Jurisdiction | AMADOR CA |
| Township / Civil Division | SUTTER CREEK-PLYMOUTH |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 201 |
16501 Ponderosa Way is held in a trust since February 2021.
Source: Amador County records, as of July 21, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | PO BOX 152, VOLCANO, CA 95689-0152 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 4, 2025 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Jun 8, 2026 | Grant Deed, Transfer NONE LISTED ON DOCUMENT |
| Feb 19, 2021 | Grant Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 19, 2021 · Amount on File |
| Deed Sale | Feb 19, 2021 · Amount on File |
| Deed Document Number | 20212033 |
| Prior Transfer Date | Oct 25, 2010 |
| Prior Transfer Doc | 0000008288 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AMADOR CA |
| Property Address | 16501 PONDEROSA WAY, VOLCANO, CA 95689 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | PO BOX 152, VOLCANO, CA 95689-0152 |
| Document Number | 0000006582 |
|---|---|
| Date | Nov 4, 2025 |
| Instrument | 2025-0006582 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Nov 1, 2065 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | AMADOR CA |
| Recording Date | Jun 8, 2026 |
| Property Address | 16501 PONDEROSA DR, VOLCANO, CA 95689-8032 |
| Document Number | 0000003291 |
| Instrument Date | May 6, 2025 |
| Instrument | 20263291 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | AMADOR CA |
| Recording Date | Feb 19, 2021 |
| Property Address | 16501 PONDEROSA WAY, VOLCANO, CA 95689 |
| Document Number | 0000002033 |
| Instrument Date | Feb 17, 2021 |
| Instrument | 2021-0002033 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 16501 PONDEROSA WAY, VOLCANO, CA 95689 |
| Document Number | 0000002034 |
|---|---|
| Date | Feb 19, 2021 |
| Instrument | 2021-0002034 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
The 2025 property tax bill for 16501 Ponderosa Way was $8,316.
Source: Amador County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Amador County |
| Unified School District | Amador County Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,010,230 (+2%) Land $220,814 Building $789,416 | ||
| 2025 | $8,316.00 Disabled Person's exemption | $990,423 Land $216,485 Building $773,938 | |
| 2024 | $1,000,620 | ||
| 2023 | $8,073.00 (-0.74%) Disabled Person's exemption Veteran's exemption | $951,966 Land $208,080 Building $743,886 | |
| 2022 | $8,133.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16501 Ponderosa Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 30, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 16501 Ponderosa Way is extreme, ranking above 95% of the US, with a 2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 95% of the US · above 83% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Volcano Vision DSL | 50 / 5 |
4G LTE (outdoors only), no 5G reported
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