16500 Lake Dr E, Vancleave, MS 39565 Property Records

Jackson County property record for 16500 Lake Dr E, Vancleave, MS 39565

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,490 sqft · built 1994
Lot Size	3.4 acres (148,104 sqft)
Owner	2 Individual Names on Record
Last Sale	$392,000 (Feb 2026)
Deeds & Mortgages	Jun 2016 Mortgage Feb 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`578.28-00-0147.00`

Property Details

APN / Parcel Number

Primary APN	`578.28-00-0147.00`
Alternative APNs	`05902048.000` `028337`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	3,490 sqft Heated Area
Gross Area	3,491 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Shingle
Lot Area	148,104 sqft (3.4 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	16500 LAKE DR E
City	VANCLEAVE
State	MS
Zip	39565-7685
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 47 LAKE-O-PINES S/D FIRST UNIT DB 1819-614 DB 2017-171 (147 MAP578.28)
Legal Range	7W
Legal Township	5S
Legal Section	28
Legal Subdivision	LAKE-O-PINES
Legal Lot Number	47
Jurisdiction	JACKSON MS
Township / Civil Division	1
Census Block Group	2
Census Block	2018
Census Tract	40206

Owner

Source: Jackson County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16500 LAKE DR E, VANCLEAVE, MS 39565-7685
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2016	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Feb 4, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage USAA FEDERAL SAVINGS BANK
Apr 5, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2026 · Amount on Record
Deed Sale	Feb 4, 2026 · Amount on Record
Prior Sale	Jun 14, 2016 · Amount on Record
Deed Document Number	20261952
Deed Book / Page	2245 / 561
Prior Transfer Date	Jan 20, 2026
Prior Transfer Doc	002245/561
Record Updated	Jun 8, 2026

June 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MS
Property Address	16500 LAKE DR E, VANCLEAVE, MS 39565-7685
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003361/517
Date	Jun 14, 2016
Book Page	3361/517
Instrument	201608985

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2046

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON MS
Recording Date	Feb 4, 2026
Property Address	16500 LAKE DR E, VANCLEAVE, MS 39565-7685
Document Number	002245/561
Book / Page	2245 / 561
Instrument Date	Jan 20, 2026
Instrument	202601952
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	PLACER TITLE COMPANY, PILGER TITLE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16500 LAKE DR E, VANCLEAVE, MS 39565-7685

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16500 LAKE DR E, VANCLEAVE, MS 39565-7685

Mortgage

Document Number	0202601953
Date	Feb 4, 2026
Instrument	202601953

Lender

Name	USAA FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MS
Recording Date	Apr 5, 2021
Property Address	16500 LAKE DR E, VANCLEAVE, MS 39565-7685
Document Number	002017/171
Book / Page	2017 / 171
Instrument Date	Apr 5, 2021
Instrument	202108177
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of March 20, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$31,603 (+17.74%) Land $3,175 Building $28,428	$316,033 (+17.74%) Land $31,750 Building $284,283
2023	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$26,842 Land $3,094 Building $23,748	$268,417 Land $30,940 Building $237,477

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 88% of Mississippi
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Singing River Connect Fiber	2,000 / 2,000
C Spire Wireless Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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