1650 Swaffer Rd, Silverwood, MI 48760 Property Records

Lapeer County property record for 1650 Swaffer Rd, Silverwood, MI 48760

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,056 sqft · built 1994
Lot Size	6 acres (261,360 sqft)
Owner	Individual Name on File
Last Sale	$189,000 (Oct 2022)
Tax Bill	$2,288 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Oct 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`018-010-009-20`

Property Details

APN / Parcel Number

Primary APN	`018-010-009-20`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft
Basement Area	1,056 sqft
Unfinished Basement	1,056 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	261,360 sqft (6 acres)
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1650 SWAFFER RD
City	SILVERWOOD
State	MI
Zip	48760-9542
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	SPLIT 1992 SEC 10 T10N R10E COM 742.5 FT W OF N 1/4 COR TH S 983.54 FT, TH W 265.75 FT, TH N 983.52 FT, TH E 265.75 FT TO
Legal Range	10E
Legal Township	10N
Legal Section	10
Jurisdiction	LAPEER MI
Township / Civil Division	RICH
Census Block Group	2
Census Block	2022
Census Tract	330500

Owner

1650 Swaffer Rd is owned and occupied by an individual who bought it in October 2022.

Source: Lapeer County records, as of September 24, 2026

Owner of Record	Individual Name on File
Mailing Address	1650 SWAFFER RD, SILVERWOOD, MI 48760-9542
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2022	Deed of Trust, Mortgage · Line of Credit Z REALTY
Oct 17, 2022	Warranty Deed, Transfer · VA Mortgage SUCCESS MORTGAGE PARTNERS INC
Mar 31, 2022	Redemption Deed, Transfer
Mar 4, 2022	Quit Claim Deed, Transfer Quitclaim
Jan 27, 2022	Sheriff's Deed, Foreclosure
Mar 4, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2022 · Amount on File
Deed Sale	Oct 17, 2022 · Amount on File
Prior Sale	Jan 27, 2022 · Amount on File
Deed Book / Page	3321 / 761
Transfer Doc	0032780195
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	1650 SWAFFER RD, SILVERWOOD, MI 48760-9542
Transaction Type	Mortgage
Record Updated	Feb 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2090 CARRIER DR, MOUNT MORRIS, MI 48458-1203

Mortgage

Document Number	0033070611
Date	Jul 28, 2022
Book Page	3307/611

Lender

Name	Z REALTY
Type	Non-Lending Institution
Address	DEARBORN, MI 48123

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	8 Months
Due	Mar 4, 2023

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Oct 17, 2022
Property Address	1650 SWAFFER RD, SILVERWOOD, MI 48760-9542
Document Number	0033210761
Book / Page	3321 / 761
Instrument Date	Oct 11, 2022
Transaction Type	Transfer
Record Updated	Feb 27, 2023
Title Company	MASON BURGESS TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,417.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	525 LUCE AVE, FLUSHING, MI 48433-1406

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1650 SWAFFER RD, SILVERWOOD, MI 48760-9542

Mortgage

Document Number	0003321764
Date	Oct 17, 2022
Instrument	3321/764

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

March 2022: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	LAPEER MI
Recording Date	Mar 31, 2022
Property Address	1650 SWAFFER RD, SILVERWOOD, MI 48760-9542
Document Number	0032840606
Book / Page	3284 / 606
Instrument Date	Mar 28, 2022
Transaction Type	Transfer
Record Updated	Feb 27, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Redemption Amount

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1650 SWAFFER RD, SILVERWOOD, MI 48760-9542

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAPEER MI
Recording Date	Mar 4, 2022
Property Address	1650 SWAFFER RD, SILVERWOOD, MI 48760-9542
Document Number	0032780196
Book / Page	3278 / 196
Instrument Date	Feb 28, 2022
Transaction Type	Transfer
Record Updated	Feb 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1174 W HILL RD STE 1, 1, FLINT, MI 48507-4776

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2090 CARRIER DR, MOUNT MORRIS, MI 48458-1203

January 2022: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	LAPEER MI
Recording Date	Jan 27, 2022
Property Address	1650 SWAFFER RD, SILVERWOOD, MI 48760-9542
Document Number	0032700149
Book / Page	3270 / 149
Instrument Date	Jan 12, 2022
Transaction Type	Foreclosure
Record Updated	Feb 27, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 MORTGAGE WAY, MOUNT LAUREL, NJ 08054-4637

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAPEER MI
Recording Date	Mar 4, 2022
Property Address	1650 SWAFFER RD, SILVERWOOD, MI 48760-9542
Document Number	0032780195
Book / Page	3278 / 195
Map Reference	LB 881 PG 803
Instrument Date	Feb 3, 2021
Transaction Type	Transfer
Record Updated	Feb 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1887 HICKORY LN APT 104, 104, IMLAY CITY, MI 48444-8524

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1174 W HILL RD # I, I, FLINT, MI 48507-4776

Tax Assessment & Valuation

The 2025 property tax bill for 1650 Swaffer Rd was $2,288 with a homeowner's exemption.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Rich Township
Unified School District	Mayville Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$102,200 (+3.76%)	$204,400 (+3.76%)
2025	$2,288.00 Homeowner's exemption	$98,500	$197,000
2022	$2,153.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1650 Swaffer Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1650 Swaffer Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000

Cell Coverage

5G and 4G LTE (outdoors only)

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