1650 Silver Tree Ln, Escondido, CA 92026 Property Records

San Diego County property record for 1650 Silver Tree Ln, Escondido, CA 92026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,524 sqft · built 1989
Lot Size	1.31 acres (57,499 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,325,000 (Sep 2026)
Tax Bill	$7,265 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jan 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`187-341-10-00`

Property Details

APN / Parcel Number

Primary APN	`187-341-10-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,524 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	57,499 sqft
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1650 SILVER TREE LN
City	ESCONDIDO
State	CA
Zip	92026-7815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 4 TR PM10304
Legal Subdivision	PARCEL MAP NO 10304
Legal Tract	10304
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2004
Census Tract	20111

Owner

Source: San Diego County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1650 SILVER TREE LN, ESCONDIDO, CA 92026-7815
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Grant Deed, Transfer · Conventional Mortgage HOMESITE TITLE, HOMELIGHT TITLE
Jan 27, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
Jan 22, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Mar 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage JOSEPH CARDARELLI
Mar 23, 2018	Intrafamily Transfer, Transfer · ARM US BANK NA
Mar 23, 2018	Quit Claim Deed, Transfer Quitclaim
Dec 18, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2026 · Amount on Record
Deed Sale	Sep 15, 2026 · Amount on Record
Prior Sale	Mar 11, 1985 · Amount on Record
Deed Document Number	2026268648
Prior Transfer Date	Mar 2, 2018
Prior Transfer Doc	0000115349
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 15, 2026
Property Address	1650 SILVER TREE LN, ESCONDIDO, CA 92026-7815
Document Number	0000268648
Instrument Date	Sep 2, 2026
Instrument	2026268648
Transaction Type	Transfer
Record Updated	Sep 23, 2026
Title Company	HOMESITE TITLE, HOMELIGHT TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$147,207.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1650 SILVER TREE LN, ESCONDIDO, CA 92026-7815

Mortgage

Document Number	0000268649,
Date	Sep 15, 2026
Instrument	2026268649

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1650 SILVER TREE LN, ESCONDIDO, CA 92026-7815
Document Number	0000051862
Instrument Date	Jan 27, 2020
Transaction Type	Mortgage
Record Updated	Feb 17, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1650 SILVER TREE LN ESCONDIDO CA 920267815, ESCONDIDO, CA 92026-7815

Mortgage

Document Number	0000051862
Date	Jan 31, 2020
Instrument	51862

Lender

Name	AMERICAN ADVISORS
Address	3800 W CHAPMAN AVENUE 3RD & 7TH F, ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1044 Months

Interest

Rate Type	Adjustable Rate
Rate	3.47%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1650 SILVER TREE LN, ESCONDIDO, CA 92026-7815
Document Number	0000051863
Instrument Date	Jan 22, 2020
Transaction Type	Mortgage
Record Updated	Feb 17, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1650 SILVER TREE LN ESCONDIDO CA 920267815, ESCONDIDO, CA 92026-7815

Mortgage

Document Number	0000051863
Date	Jan 31, 2020
Instrument	51863

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1044 Months

Interest

Rate Type	Adjustable Rate
Rate	3.47%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1650 SILVER TREE LN, ESCONDIDO, CA 92026-7815
Document Number	0000103343
Instrument Date	Mar 18, 2019
Transaction Type	Mortgage
Record Updated	Mar 29, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1650 SILVER TREE LN ESCONDIDO CA 920267815, ESCONDIDO, CA 92026-7815

Mortgage

Document Number	0000103343
Date	Mar 22, 2019
Instrument	103343

Lender

Name	JOSEPH CARDARELLI
Address	2300 APPALOOSA LN, PARK CITY, UT 84098-6292

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

March 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 23, 2018
Property Address	1650 SILVER TREE LN, ESCONDIDO, CA 92026-7815
Document Number	0000115349
Map Reference	FILE 80-244917
Instrument Date	Mar 2, 2018
Instrument	2018-0115349
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1650 SILVER TREE LN, ESCONDIDO, CA 92026-7815

Mortgage

Document Number	0000115350
Date	Mar 23, 2018
Instrument	2018-0115350

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Apr 1, 2023
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.75%
Index	1-Year CMT
Max Rate	8.75%

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 23, 2018
Property Address	1650 SILVER TREE LN, ESCONDIDO, CA 92026-7815
Document Number	0000115351
Instrument Date	Mar 2, 2018
Instrument	115351
Transaction Type	Transfer
Record Updated	Mar 28, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1650 SILVER TREE LN ESCONDIDO CA 920267815, ESCONDIDO, CA 92026-7815

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 18, 2017
Property Address	1650 SILVER TREE LN, ESCONDIDO, CA 92026-7815
Document Number	0000589663
Instrument Date	Nov 20, 2017
Instrument	589663
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1650 SILVER TREE LN ESCONDIDO CA 920267815, ESCONDIDO, CA 92026-7815

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$570,687 (+2%) Land $276,169 Building $294,518
2025	$7,265.00 (+5.08%) Homeowner's exemption	$559,498 (+4.04%) Land $270,754 Building $288,744
2023	$6,914.00 (+1.57%) Homeowner's exemption	$537,775 Land $260,242 Building $277,533
2022	$6,807.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 52% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLEY CENTER MWD serves 30,166 people · EPA ID CA3710026
Water Source	Purchased surface water from SAN DIEGO COUNTY WATER AUTHORITY
Last State Inspection	Apr 2021
Lead	4 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Cox Communications, San Diego Broadband.

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