1650 Santiam Ave, Eugene, OR 97408 Property Records

Lane County property record for 1650 Santiam Ave, Eugene, OR 97408

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,952 sqft · built 2020
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (Dec 2019)
Tax Bill	$12,463 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-03-07-14-04500-000`

Property Details

APN / Parcel Number

Primary APN	`17-03-07-14-04500-000`
Alternative APN	`1899663`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,952 sqft Finished Area
1st Floor Area	2,091 sqft
2nd Floor Area	1,861 sqft

Exterior

Year Built	Built 2020
Exterior Material	Composition/Composite
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	1,212 sqft
Driveway	Driveway
Driveway Area	712 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1899663
Street Address	1650 SANTIAM AVE
City	EUGENE
State	OR
Zip	97408-6000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:32 SUBD:THE NINES SEC/TWN/RNG/MER:SEC 07 TWN 17 RNG 03
Legal Range	03W
Legal Township	17S
Legal Section	07
Legal Quarter	NE
Quarter-Quarter Section	SE
Legal Subdivision	THE NINES
Legal Lot Number	32
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	1
Census Block	1005
Census Tract	2201

Owner

Source: Lane County assessment roll, as of September 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	1650 SANTIAM AVE, EUGENE, OR 97408-6000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Nov 12, 2020	Loan Modification, Mortgage FIRST INTERSTATE
Dec 9, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST INTERSTATE BANK

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Dec 9, 2019 · Amount on Record
Deed Sale	Dec 9, 2019 · Amount on Record
Deed Document Number	2019-056277
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1650 SANTIAM AVE, EUGENE, OR 97408-6000
Transaction Type	Mortgage
Record Updated	Nov 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022942
Date	Apr 2, 2021
Instrument	2021-022942

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Feb 1, 2051

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LANE OR
Property Address	1650 SANTIAM AVE, EUGENE, OR 97408-6000
Document Number	0000075237
Instrument Date	Nov 12, 2020
Transaction Type	Mortgage
Record Updated	Jan 5, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	NINES SUB #32 EUGENE OR 97408, 32, EUGENE, OR 97408

Mortgage

Document Number	0000075237
Date	Dec 22, 2020
Instrument	75237

Lender

Name	FIRST INTERSTATE

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 21, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.5%

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Dec 9, 2019
Property Address	1650 SANTIAM AVE, EUGENE, OR 97408-6000
Document Number	0000056277
Map Reference	DOC 2018-054950
Instrument Date	Dec 5, 2019
Instrument	2019-056277
Transaction Type	Transfer
Record Updated	Nov 14, 2022
Title Company	CASCADE TITLE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3364 BENTLEY AVE, EUGENE, OR 97405-6259

Mortgage

Document Number	0000056278
Date	Dec 9, 2019
Instrument	2019-056278

Lender

Name	FIRST INTERSTATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.5%
Index	1-Year LIBOR
Max Rate	9.5%

Tax Assessment & Valuation

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Eugene City
Unified School District	Eugene School District 4J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,463.00 (+3.91%)	$639,688 (+6.09%)	$1,143,570 (-3.98%) Land $408,818 Building $734,752
2023	$11,994.00 (+4.02%)	$602,968 (+3%)	$1,190,995 (+4.96%) Land $288,456 Building $902,539
2022	$11,530.00	$585,406	$1,134,670 Land $214,897 Building $919,773

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUGENE WATER & ELECTRIC BOARD serves 176,000 people · EPA ID OR4100287
Water Source	Surface water
Last State Inspection	Jul 2021
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Alyrica Networks Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Lumen Technologies.

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