1650 Sain Rd, Hickory, NC 28602 Property Records

Catawba County property record for 1650 Sain Rd, Hickory, NC 28602

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,834 sqft · built 1988
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Jul 2009)
Tax Bill	$1,413 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2790-12-97-9123`

Property Details

APN / Parcel Number

Primary APN	`2790-12-97-9123`
Alternative APN	`0058875`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,834 sqft Living Area
1st Floor Area	1,488 sqft
Upper Floors Area	558 sqft
Basement Area	292 sqft
Unfinished Basement	292 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	22,651 sqft (0.52 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Porch
Porch Area	332 sqft
Patio Area	1,195 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1650 SAIN RD
City	HICKORY
State	NC
Zip	28602-8112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Description	PL 23-124
Jurisdiction	CATAWBA NC
Township / Civil Division	HICKORY
Census Block Group	2
Census Block	2000
Census Tract	11801

Owner

Source: Catawba County records, as of September 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1650 SAIN RD, HICKORY, NC 28602-8112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION
Jan 22, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2009 · Amount on Record
Deed Sale	Jul 9, 2009 · Amount on Record
Prior Sale	Mar 1, 1988 · Amount on Record
Deed Document Number	200913930
Deed Book / Page	2981 / 1509
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Recording Date	Aug 25, 2026
Property Address	1650 SAIN RD, HICKORY, NC 28602-8112
Document Number	0000017303
Book / Page	4060 / 1130
Instrument Date	Aug 19, 2026
Instrument	202617303
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1650 SAIN RD, HICKORY, NC 28602-8112

Mortgage

Document Number	0000017303,
Date	Aug 25, 2026
Book Page	4060/1130
Instrument	202617303

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	1650 SAIN RD, HICKORY, NC 28602-8112
Document Number	0035510536
Instrument Date	Jan 22, 2020
Transaction Type	Mortgage
Record Updated	Feb 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1650 SAIN RD HICKORY NC 286028112, HICKORY, NC 28602-8112

Mortgage

Document Number	0035510536
Date	Jan 27, 2020
Book Page	003551/000536
Instrument	1557

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 26, 2040

Tax Assessment & Valuation

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$354,700 (-) Land $10,800 Building $343,900
2025	$1,413.00 (-5.67%)	$354,700 (-) Land $10,800 Building $343,900
2024	$1,498.00 (+2.6%)
2023	$1,460.00	$354,700 Land $10,800 Building $343,900	$354,700 Land $10,800 Building $343,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (2005–2019)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jun 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Brightspeed, Verizon.

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