Ramsey County property record for 1650 Ridgewood Ave, Saint Paul, MN 55110
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 904 sqft · built 1979 |
| Lot Size | 0.338 acres (14,700 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,732 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-30-22-43-0014 |
| Primary APN | 10-30-22-43-0014 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 904 sqft Living Area |
| 1st Floor Area | 904 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Construction Type | Wood |
| Lot Area | 14,700 sqft (0.338 acres) |
| Lot Dimensions | 140 ft deep x 105 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 212228 |
|---|---|
| Street Address | 1650 RIDGEWOOD AVE |
| City | SAINT PAUL |
| State | MN |
| Zip | 55110-5834 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ZACHMANS THIRD ADDITION LOT 1 BLK 3 |
| Legal Range | 22 |
| Legal Township | 30 |
| Legal Section | 10 |
| Legal Subdivision | ZACHMANS THIRD ADDITION |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | WHITE BEAR |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 40102 |
1650 Ridgewood Ave is owned and occupied by an individual.
Source: Ramsey County records, as of August 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1650 RIDGEWOOD AVE, SAINT PAUL, MN 55110-5834 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 1650 RIDGEWOOD AVE, SAINT PAUL, MN 55110-5834 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0T02720320 |
|---|---|
| Date | Dec 15, 2021 |
| Instrument | T02720320 |
| Name | LAKE ELMO BANK |
|---|---|
| Type | Bank |
| Address | LAKE ELMO, MN 55042 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
The 2025 property tax bill for 1650 Ridgewood Ave was $3,732 with a homeowner's exemption.
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| County Subdivision | White Bear Township |
| Unified School District | White Bear Lake School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $314,700 Land $95,800 Building $218,900 | $314,700 Land $95,800 Building $218,900 | |
| 2025 | $3,732.00 | ||
| 2023 | $3,442.00 Homeowner's exemption | $291,800 Land $95,800 Building $196,000 | $291,800 Land $95,800 Building $196,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1650 Ridgewood Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2025 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1650 Ridgewood Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 86% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | White Bear Township serves 11,699 people · EPA ID MN1620025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CenturyLink.
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