1650 Preston St, Algonquin, IL 60102 Property Records

McHenry County property record for 1650 Preston St, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,405 sqft · built 1996
Lot Size	0.229 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Nov 2018)
Deeds & Mortgages	Oct 2022 Line of Credit Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-29-403-004`

Property Details

APN / Parcel Number

Primary APN	`19-29-403-004`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,405 sqft
Gross Area	3,693 sqft
1st Floor Area	1,288 sqft
2nd Floor Area	1,117 sqft

Exterior

Year Built	Built 1996
Architectural Style	Colonial
Exterior Material	Frame Siding
Lot Area	10,000 sqft (0.229 acres)

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	1650 PRESTON ST
City	ALGONQUIN
State	IL
Zip	60102-1732
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2018R0037497 LT 120 FALCON RIDGE OF STONEGATE UNIT 1
Legal Range	08E
Legal Township	43N
Legal Section	29
Legal Subdivision	FALCON RIDGE/STONEGATE 01
Legal Block	403
Legal Lot Number	120
Legal Unit	1
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	1
Census Block	1000
Census Tract	871206

Owner

1650 Preston St is owned and occupied by an individual who bought it in November 2018.

Source: McHenry County records, as of May 13, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1650 PRESTON ST, ALGONQUIN, IL 60102-1732
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2022	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Oct 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC
Nov 1, 2018	Warranty Deed, Transfer · Conventional Mortgage BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2018 · Amount on File
Deed Sale	Nov 1, 2018 · Amount on File
Prior Sale	May 2, 1996 · Amount on File
Deed Document Number	0000037497
Record Updated	Jun 7, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1650 PRESTON ST, ALGONQUIN, IL 60102-1732
Transaction Type	Mortgage
Record Updated	Nov 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1650 PRESTON ST, ALGONQUIN, IL 60102-1732

Mortgage

Document Number	0000036637
Date	Oct 27, 2022
Instrument	2022R0036637

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 26, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.99%
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1650 PRESTON ST, ALGONQUIN, IL 60102-1732
Transaction Type	Mortgage
Record Updated	Oct 14, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054244
Date	Oct 5, 2021
Instrument	2021R0054244

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.99%

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Nov 1, 2018
Property Address	1650 PRESTON ST, ALGONQUIN, IL 60102-1732
Document Number	0000037497
Map Reference	DOC94R024056
Instrument Date	Oct 8, 2018
Instrument	2018R0037497
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	HERITAGE TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1650 PRESTON ST, 1650, ALGONQUIN, IL 60102-1732

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1650 PRESTON ST, ALGONQUIN, IL 60102-1732

Mortgage

Document Number	0000037498
Date	Nov 1, 2018
Instrument	2018R0037498

Lender

Name	BMO HARRIS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2048

Interest

Rate	4.75%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$109,181 Land $27,856 Building $81,325	$327,543 Land $83,568 Building $243,975

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1650 Preston St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1982–1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1650 Preston St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

Nearby Properties on Preston St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures