1650 Pebble Beach Cir, Elgin, IL 60123 Property Records

Kane County property record for 1650 Pebble Beach Cir, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,133 sqft · built 1990
Lot Size0.13 acres (5,663 sqft)
Owner2 Individual Names on File
Last Sale$245,000 (Jun 2025)
Tax Bill$4,422 (2025)
Deeds & MortgagesNov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN06-27-104-043

Property Details

APN / Parcel Number

Primary APN06-27-104-043

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area1,133 sqft Living Area

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Construction TypeFrame
Lot Area5,663 sqft (0.13 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address1650 PEBBLE BEACH CIR
CityELGIN
StateIL
Zip60123-6865
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOLLEGE GREEN UNIT 6 LOT 469
Legal SubdivisionCOLLEGE GREEN
Legal Block1
Legal Lot Number469
Legal Unit6
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group1
Census Block1011
Census Tract851908

Owner

1650 Pebble Beach Cir is owned by two individuals who bought it in June 2025.

Source: Kane County records, as of August 21, 2026

Owner of Record2 Individual Names on File
Mailing Address1550 MARSHALL DR, DES PLAINES, IL 60018-5565
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 26, 2025 · Amount on File
Deed SaleJun 26, 2025 · Amount on File
Prior SaleJul 12, 2000 · Amount on File
Deed Document Number202523554
Prior Transfer DateSep 28, 1995
Prior Transfer Doc0000058121
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address1650 PEBBLE BEACH CIR, ELGIN, IL 60123-6865
Transaction TypeMortgage
Record UpdatedDec 8, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000088043
DateNov 23, 2021
Instrument2021K088043
Lender
NameAMERICAN AIRLINES FCU
TypeCredit Union
AddressDALLAS, TX 75261
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2051
Interest
Rate3.12%

Tax Assessment & Valuation

The 2025 property tax bill for 1650 Pebble Beach Cir was $4,422.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,422.00$65,975 (+8.57%) Land $18,505 Building $47,470$198,004 (+8.57%) Land $55,537 Building $142,467
2024$60,767 Land $17,044 Building $43,723$182,374 Land $51,152 Building $131,221
2022$3,820.00 (+4.97%) Homeowner's exemption$50,057 (+6.96%) Land $14,040 Building $36,017$150,171 (+6.96%) Land $42,120 Building $108,051
2021$3,639.00 Homeowner's exemption$46,799 Land $13,126 Building $33,673$140,397 Land $39,378 Building $101,019

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1650 Pebble Beach Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1650 Pebble Beach Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 65% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

May also be available: Metronet, Verizon.

Nearby Properties on Pebble Beach Cir

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