1650 Neck Rd, Palmer, TX 75152 Property Records

Ellis County property record for 1650 Neck Rd, Palmer, TX 75152

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,600 sqft · built 1984
Lot Size	2.93 acres (127,979 sqft)
Owner	2 Individual Names on File
Last Sale	$121,400 (Aug 2020)
Tax Bill	$2,232 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R205333`

Property Details

APN / Parcel Number

Primary APN	`R205333`
Alternative APNs	`00733000001300110` `205333`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,600 sqft Living Area
1st Floor Area	1,600 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	127,979 sqft
Garage Type	Carport
Carport	Carport
Pool Area	1 sqft
Storage Building	342 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1650 NECK RD
City	PALMER
State	TX
Zip	75152-4304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 PALMER ESTS 2.938 AC
Legal Subdivision	PALMER ESTS
Legal Lot Number	13
Jurisdiction	ELLIS TX
Township / Civil Division	FERRIS
Census Block Group	2
Census Block	2056
Census Tract	60105

Owner

1650 Neck Rd is owned and occupied by two individuals who bought it in August 2020.

Source: Ellis County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1650 NECK RD, PALMER, TX 75152-4304
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2020 · Amount on File
Deed Sale	Aug 11, 2020 · Amount on File
Prior Sale	Apr 14, 2010 · Amount on File
Deed Document Number	202027801
Prior Transfer Date	Aug 5, 2020
Prior Transfer Doc	0000027801
Record Updated	Sep 20, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELLIS TX
Recording Date	Aug 11, 2020
Property Address	1650 NECK RD, PALMER, TX 75152-4304
Document Number	0000027801
Instrument Date	Aug 5, 2020
Instrument	27801
Transaction Type	Transfer
Record Updated	Sep 21, 2020
Title Company	PROVIDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1650 NECK RD PALMER TX 751524304, PALMER, TX 75152-4304

Mortgage

Document Number	27802
Date	Aug 11, 2020
Instrument	27802

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 10, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1650 Neck Rd was $2,232 with a homeowner's exemption, down 3.5% from the year before.

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Unified School District	Palmer Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$287,107 (+1%)	$348,052 (-3.83%) Land $185,000 Building $163,052
2025	$2,232.00 (-3.54%) Homeowner's exemption	$261,006	$361,895 Land $175,000 Building $186,895
2024	$2,314.00 (+20.52%)
2023	$1,920.00	$363,370 Land $160,000 Building $203,370	$363,370 Land $160,000 Building $203,370
2018	$2,232.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1650 Neck Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1650 Neck Rd is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 61% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKETT SUD serves 46,614 people · EPA ID TX0700033
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Nextlink Fixed Wireless	500 / 200
Wi-Five Broadband Fixed Wireless	100 / 100