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1650 Mountain Top Loop, Pell City, AL 35128 Property Records

St. Clair County property record for 1650 Mountain Top Loop, Pell City, AL 35128

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 4,237 sqft · built 1995
Lot Size10 acres (435,600 sqft)
Owner2 Individual Names on Record
Last Sale$66,000 (Nov 2021)
Tax Bill$1,833 (2025)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN27-01-11-0-000-013.017

Property Details

APN / Parcel Number

Primary APN27-01-11-0-000-013.017
Alternative APNs
  • 00529131
  • 529131
  • 69855

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,237 sqft Living Area
1st Floor Area2,364 sqft
Upper Floors Area1,116 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area435,600 sqft (10 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number00529131
Street Address1650 MOUNTAIN TOP LOOP
CityPELL CITY
StateAL
Zip35128-6119
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM SE COR SEC 11 W 2638.31' N 1798.25' E 784.08' TO POB E 452.47' SW 1002.93' NW 448.22' NE 940.01' TO POB 11-17-2 10 ACC
Legal Range02E
Legal Township17S
Legal Section11
JurisdictionST CLAIR AL
Township / Civil DivisionMOODY
Census Block Group2
Census Block2030
Census Tract40105

Owner

Source: St. Clair County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1650 MOUNTAIN TOP LOOP, PELL CITY, AL 35128-6119
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 10, 2021 · Amount on Record
Deed SaleNov 10, 2021 · Amount on Record
Deed Book / Page2021 / 15348
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR AL
Property Address1650 MOUNTAIN TOP LOOP, PELL CITY, AL 35128-6119
Transaction TypeMortgage
Record UpdatedJun 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000032336
DateMay 6, 2021
Book PageMTG 2021/32336
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2051

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateAlabama
CountySt. Clair County
Unified School DistrictPell City City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,833.00 (+10.22%)$52,260 (-49.98%)$522,420 (-) Land $41,300 Building $481,120
2023$104,484 Land $8,260 Building $96,224$522,420 Land $41,300 Building $481,120
2022$1,663.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2003)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · above 75% of Alabama
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Coosa Valley Technologies
Fiber		1,000 / 1,000
Sparklight
Cable		1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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