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1650 Montclair Dr, Elgin, IL 60123 Property Records

Kane County property record for 1650 Montclair Dr, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,042 sqft · built 2002
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on Record
Last Sale$270,000 (Jun 2020)
Tax Bill$11,013 (2025)
Deeds & MortgagesJun 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-33-329-025

Property Details

APN / Parcel Number

Primary APN06-33-329-025

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,042 sqft Living Area
Gross Area4,217 sqft
Basement Area1,175 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area9,148 sqft (0.21 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address1650 MONTCLAIR DR
CityELGIN
StateIL
Zip60123-8832
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMULBERRY GOVE UNIT 2 LOT # 125
Legal SubdivisionMULBERRY GOVE
Legal Block5
Legal Lot Number125
Legal Unit2
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group5
Census Block5009
Census Tract851907

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1650 MONTCLAIR DR, ELGIN, IL 60123-8832
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 29, 2020 · Amount on Record
Deed SaleJun 29, 2020 · Amount on Record
Prior SaleNov 18, 2002 · Amount on Record
Deed Document Number202034415
Last Transfer DateJul 10, 2024
Transfer Doc0000026273
Record UpdatedSep 20, 2026

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJun 29, 2020
Property Address1650 MONTCLAIR DR, ELGIN, IL 60123-8832
Document Number0000034415
Map ReferenceDOC 2002K028977
Instrument DateJun 12, 2019
Instrument2020K034415
Transaction TypeTransfer
Record UpdatedAug 5, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$270.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1650 MONTCLAIR DR, ELGIN, IL 60123-8832

Mortgage

Document Number0000034416
DateJun 29, 2020
Instrument2020K034416
Lender
NameNOVUS HOME MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050
Interest
Rate TypeFixed Rate
Rate3.37%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,013.00 (+15.89%)$152,358 (+8.57%) Land $30,744 Building $121,614$457,257 (+8.57%) Land $92,269 Building $364,988
2024$140,331 (+21.39%) Land $28,317 Building $112,014$421,161 (+21.44%) Land $84,985 Building $336,176
2022$9,503.00 (+4.35%) Homeowner's exemption$115,599 (+6.96%) Land $23,326 Building $92,273$346,797 (+6.96%) Land $69,978 Building $276,819
2021$9,107.00 Homeowner's exemption$108,077 Land $21,808 Building $86,269$324,231 Land $65,424 Building $258,807

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

May also be available: Fox Valley Internet, Metronet, Verizon.

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