1650 Mertz Rd, Caro, MI 48723 Property Records

Tuscola County property record for 1650 Mertz Rd, Caro, MI 48723

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,170 sqft · built 1963
Lot Size	15 acres (653,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Apr 2025)
Tax Bill	$2,319 (2025)
Deeds & Mortgages	Feb 2024 Transfer Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`013-015-200-0800-00`

Property Details

APN / Parcel Number

Primary APN	`013-015-200-0800-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,170 sqft Building Perimeter
1st Floor Area	1,170 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Ranch
Lot Area	653,400 sqft (15 acres)
Garage Area	1,536 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1650 MERTZ RD
City	CARO
State	MI
Zip	48723-9516
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	015-2008-000 IND-15-104B1 SEC 15 T12N R9E N 15 A OF SE 1/4 OF NE 1/4 EX S 10 RDS & EX N 10 RDS.
Legal Range	09E
Legal Township	12N
Legal Section	15
Jurisdiction	TUSCOLA MI
Township / Civil Division	INDIANFIELDS
Census Block Group	3
Census Block	3017
Census Tract	700

Owner

Source: Tuscola County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13507 E NICOLE LN, GOETZVILLE, MI 49736-9387
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2024	Intrafamily Transfer, Transfer
Apr 19, 2021	Deed of Trust, Mortgage QUICKEN LOANS LLC
May 14, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
May 2, 2019	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2025 · Amount on Record
Deed Sale	Apr 21, 2025 · Amount on Record
Prior Sale	Dec 19, 2013 · Amount on Record
Deed Book / Page	1572 / 259
Prior Transfer Date	Feb 26, 2024
Prior Transfer Doc	001547/468
Record Updated	Sep 20, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TUSCOLA MI
Recording Date	Feb 26, 2024
Property Address	1650 MERTZ RD, CARO, MI 48723-9516
Document Number	001547/468
Book / Page	1547 / 468
Instrument Date	Feb 26, 2024
Transaction Type	Transfer
Record Updated	Mar 11, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1650 MERTZ RD, CARO, MI 48723-9516

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1650 MERTZ RD, CARO, MI 48723-9516

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUSCOLA MI
Property Address	1650 MERTZ RD, CARO, MI 48723-9516
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1650 MERTZ RD, CARO, MI 48723-9516

Mortgage

Document Number	, 0014751200
Date	Apr 19, 2021
Book Page	1475/1200

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	358 Months
Due	Feb 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUSCOLA MI
Property Address	1650 MERTZ RD, CARO, MI 48723-9516
Document Number	0014470173
Instrument Date	May 14, 2020
Transaction Type	Mortgage
Record Updated	Jul 1, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1650 MERTZ RD CARO MI 487239516, CARO, MI 48723-9516

Mortgage

Document Number	0014470173
Date	May 21, 2020
Book Page	001447/000173

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	300 Months
Due	May 20, 2045

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUSCOLA MI
Property Address	1650 MERTZ RD, CARO, MI 48723-9516
Document Number	0014220161
Instrument Date	May 2, 2019
Transaction Type	Mortgage
Record Updated	May 27, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1650 MERTZ RD CARO MI 487239516, CARO, MI 48723-9516

Mortgage

Document Number	0014220161
Date	May 9, 2019
Book Page	001422/000161

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 8, 2049

Tax Assessment & Valuation

Source: Tuscola County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Tuscola County
County Subdivision	Indianfields Township
Unified School District	Caro Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$113,500 (+14.65%)	$227,000 (+14.65%)
2025	$2,319.00 (+14.35%) Homeowner's exemption	$99,000 (+9.15%)	$198,000 (+9.15%)
2024	$2,028.00 (+15.03%)
2023		$90,700	$181,400
2020	$1,763.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 3, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1996)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: TEC Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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