Okaloosa County property record for 1650 Lady Ln, Baker, FL 32531
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,527 sqft · built 2006 |
| Lot Size | 0.491 acres (21,391 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $105,000 (Mar 2012) |
| Tax Bill | $124 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-598-6265-6 |
| Primary APN | C56-000-598-6265-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,527 sqft Living Area |
| Gross Area | 2,226 sqft |
| 1st Floor Area | 1,527 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 21,391 sqft (0.491 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 28 sqft |
| Patio Area | 165 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1650 LADY LN |
|---|---|
| City | BAKER |
| State | FL |
| Zip | 32531-9408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MOORES PLACE II LOT 8 |
| Legal Range | 24W |
| Legal Township | 03N |
| Legal Section | 16 |
| Legal Subdivision | MOORES PLACE |
| Legal Lot Number | 8 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | BAKER |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 20101 |
1650 Lady Ln is owned and occupied by two individuals who bought it in March 2012.
Source: Okaloosa County records, as of July 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1650 LADY LN, BAKER, FL 32531-9408 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 9, 2012 · Amount on File |
| Deed Sale | Mar 9, 2012 · Amount on File |
| Prior Sale | Aug 24, 2006 · Amount on File |
| Deed Document Number | 20122761711 |
| Deed Book / Page | 3025 / 1345 |
| Prior Transfer Date | Feb 28, 2012 |
| Prior Transfer Doc | 0030251345 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 1650 Lady Ln was $124 with exemptions applied.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $124.00 Homeowner's exemption Veteran's exemption | $153,644 | $246,465 Land $29,109 Building $217,356 |
| 2023 | $108.00 (+2.86%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $144,965 (+3%) | $233,167 (+8.53%) Land $24,731 Building $208,436 |
| 2022 | $105.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $140,743 | $214,841 Land $23,113 Building $191,728 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1650 Lady Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1650 Lady Ln is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · lower than 74% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MILLIGAN WATER SYSTEM, INC. private · serves 2,450 people · EPA ID FL1460472 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
May also be available: CenturyLink.
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