1650 Jennifer Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 1650 Jennifer Dr, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,360 sqft · built 1978
Lot Size	1.16 acres (50,922 sqft)
Owner	Individual Name on File
Tax Bill	$3,474 (2025)
Deeds & Mortgages	Feb 2021 Transfer Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`040-323-08`

Property Details

APN / Parcel Number

Primary APN	`040-323-08`
Alternative APN	`040-323-08-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	2,360 sqft Living Area
Gross Area	2,820 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Wood
Roof Material	Tile
Lot Area	50,922 sqft
Terrain	Steep
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Deck Area	485 sqft
Patio Area	485 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1650 JENNIFER DR
City	APTOS
State	CA
Zip	95003-2838
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10
Legal Description	TR 207
Legal Subdivision	VIENNA WOODS
Legal Tract	207
Legal Lot Number	8
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1000
Census Tract	122004

Owner

1650 Jennifer Dr is owned and occupied by an individual who acquired it in January 2021.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	1650 JENNIFER DR, APTOS, CA 95003-2838
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2021	Intrafamily Transfer, Transfer TIMIOS TITLE A CA CORP
Feb 2, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Aug 27, 2019	Correction Deed ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 22, 2021
Transfer Doc	0000006044
Record Updated	Sep 20, 2026

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 2, 2021
Property Address	1650 JENNIFER DR, APTOS, CA 95003-2838
Document Number	0000006044
Map Reference	VOL 34 PG 64
Instrument Date	Jan 22, 2021
Instrument	2021-0006044
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	TIMIOS TITLE A CA CORP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1650 JENNIFER DR, APTOS, CA 95003-2838

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 2, 2021
Property Address	1650 JENNIFER DR, APTOS, CA 95003-2838
Document Number	0000006042
Map Reference	VOL 34 PG 64
Instrument Date	Jan 22, 2021
Instrument	2021-0006042
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	TIMIOS TITLE A CA CORP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1650 JENNIFER DR, APTOS, CA 95003-2838

Mortgage

Document Number	0000006043
Date	Feb 2, 2021
Instrument	2021-0006043

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Feb 1, 2046

August 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 27, 2019
Property Address	1650 JENNIFER DR, APTOS, CA 95003-2838
Document Number	0000025005
Instrument Date	Oct 5, 2015
Instrument	25005
Record Updated	Sep 13, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1650 JENNIFER DR APTOS CA 950032838, APTOS, CA 95003-2838

Tax Assessment & Valuation

The 2025 property tax bill for 1650 Jennifer Dr was $3,474 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$175,366 (+2%) Land $22,269 Building $153,097
2025	$3,474.00 Homeowner's exemption	$171,928 Land $21,833 Building $150,095
2023	$3,047.00 (+3.53%) Homeowner's exemption	$165,252 Land $20,985 Building $144,267	$1,494,630
2022	$2,943.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1650 Jennifer Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1650 Jennifer Dr is high, ranking above 72% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 47% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Etheric Networks Fixed Wireless	250 / 100

May also be available: Cruzio, Surfnet Communications.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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