1650 Crane St, Schenectady, NY 12303 Property Records

Schenectady County and Schenectady City property record for 1650 Crane St, Schenectady, NY 12303

Property Summary

Property TypeMixed Use Store/Office
Details12,800 sqft · built 1998
Lot Size2.89 acres (125,888 sqft)
OwnerCompany Name on Record
Tax Bill$21,716 (2026)
Deeds & MortgagesDec 2022 Mortgage
May 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN421500 49.79-1-3.111

Property Details

APN / Parcel Number

Primary APN421500 49.79-1-3.111
Alternative APNs
  • 150004907900010031110000
  • ROTT

Interior

Units3 Units
Stories1 Story
Building Area12,800 sqft Gross Area
Overhead DoorOverhead Door

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Lot Area125,888 sqft (2.89 acres)
Canopy528 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account NumberROTT
Street Address1650 CRANE ST
CitySCHENECTADY
StateNY
Zip12303-2236
Property CategoryCommercial
Property TypeCommercial > Retail > Mixed Use Store/Office
Local Zoning Code05 - COMME
Legal Block1
Legal Lot Number3.111
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1018
Census Tract33200

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1650 CRANE ST, SCHENECTADY, NY 12303-2236
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 5, 2022Deed of Trust, Mortgage
TRUSTCO BANK
May 22, 2017Deed of Trust, Mortgage · Commercial Mortgage
TRUSTCO BANK
May 4, 2017Loan Modification, Consolidation and Extension, Mortgage
TRUSTCO BK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1650 CRANE ST, SCHENECTADY, NY 12303-2236
Transaction TypeMortgage
Record UpdatedDec 15, 2022
Title CompanySTEWART TITLE INS CO UPSTATE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1650 CRANE ST, SCHENECTADY, NY 12303-2236

Mortgage

Document Number0000063626
DateDec 5, 2022
Book Page5275/985
Instrument202263626
Lender
NameTRUSTCO BANK
TypeBank
AddressSCHENECTADY, NY 12302
Agreement
AmountAmount Recorded

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1650 CRANE ST, SCHENECTADY, NY 12303-2236
Transaction TypeMortgage
Record UpdatedMay 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000022602
DateMay 22, 2017
Book Page4761/643
Instrument201722602
Lender
NameTRUSTCO BANK
TypeBank
AddressSCHENECTADY, NY 12302
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

May 2017: Loan Modification, Consolidation and Extension, Mortgage

Document TypeLoan Modification, Consolidation and Extension
JurisdictionSCHENECTADY NY
Property Address1650 CRANE ST, SCHENECTADY, NY 12303-2236
Document Number0000022604
Instrument DateMay 4, 2017
Transaction TypeMortgage
Record UpdatedJan 14, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1650 CRANE ST SCHENECTADY NY 123032220, SCHENECTADY, NY 12303-2220

Mortgage

Document Number0000022604
DateMay 22, 2017
Book Page004761/000655
Instrument22604
Lender
NameTRUSTCO BK
TypeBank
AddressGLENVILLE, NY 12302
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$21,716.00 (+3%)
2025$21,084.00 (+0.27%)$515,000 (-) Land $73,500 Building $441,500$852,790 (+30.82%) Land $121,709 Building $731,081
2023$515,000 (-) Land $73,500 Building $441,500$651,899 (+3.8%) Land $93,038 Building $558,861
2022$515,000 Land $73,500 Building $441,500$628,049 Land $89,634 Building $538,415
2021$21,028.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1979–2003)
Claims Outside the SFHA1 of 2
Most Recent ClaimAug 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 94% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

May also be available: Greenlight Networks.

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