165 Zircon Dr, Reno, NV 89521 Property Records

Washoe County property record for 165 Zircon Dr, Reno, NV 89521

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,152 sqft · built 1977
Lot Size	0.183 acres (7,971 sqft)
Owner	2 Individual Names on File
Last Sale	$337,000 (Apr 2025)
Tax Bill	$651 (2026)
Deeds & Mortgages	Jul 2023 Mortgage Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`017-232-20`

Property Details

APN / Parcel Number

Primary APN	`017-232-20`
Alternative APN	`32020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Mobile Home
Exterior Material	Frame Hardboard
Construction Type	Frame
Foundation Type	Pier/Post & Beam
Roof Material	Composition Shingle
Lot Area	7,971 sqft (0.183 acres)

Exterior Amenities

Porch	Slab
Porch Area	870 sqft
Deck Area	216 sqft
Patio Area	216 sqft
Mobile Home / RV Hookup	Mobile Home / RV Hookup

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	165 ZIRCON DR
City	RENO
State	NV
Zip	89521-9626
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	HDS
Legal Description	STEAMBOAT SPRINGS ESTATES 3 LOT 3 BLK B
Legal Subdivision	STEAMBOAT SPRINGS ESTATES 3
Legal Block	B
Legal Lot Number	3
Jurisdiction	WASHOE NV
Township / Civil Division	WASHOE VALLEY
Census Block Group	3
Census Block	3020
Census Tract	3205

Owner

165 Zircon Dr, a mobile home, is owned and occupied by two individuals who bought it in April 2025.

Source: Washoe County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	165 ZIRCON DR, RENO, NV 89521-9626
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2023	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jan 6, 2022	· Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2025 · Amount on File
Deed Sale	Apr 25, 2025 · Amount on File
Prior Sale	Oct 18, 2024 · Amount on File
Deed Document Number	20255534676
Prior Transfer Date	Sep 25, 2008
Prior Transfer Doc	0003693910
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	165 ZIRCON DR, RENO, NV 89521-9626
Transaction Type	Mortgage
Record Updated	Jul 31, 2023
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005391895
Date	Jul 14, 2023
Instrument	5391895

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	222 Months
Due	Jan 1, 2042

January 2022:

Jurisdiction	WASHOE NV
Recording Date	Jan 6, 2022
Property Address	165 ZIRCON DR, RENO, NV 89521-9626
Document Number	0005265985
Instrument Date	Dec 30, 2021
Instrument	5265985
Record Updated	Jan 19, 2022
Title Company	MORTGAGE CONNECT LP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	165 ZIRCON DR, 165, RENO, NV 89521-9626

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 ZIRCON DR, RENO, NV 89521-9626

Mortgage

Document Number	0005265986
Date	Jan 6, 2022
Instrument	5265986

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2042

Tax Assessment & Valuation

The 2026 property tax bill for 165 Zircon Dr was $651, up 8% from the year before.

Source: Washoe County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$651.00 (+7.96%)	$43,709 (-0.82%) Land $31,850 Building $11,859
2025	$603.00	$44,070 Land $31,710 Building $12,360	$125,914 Land $90,600 Building $35,314
2023	$544.00	$41,743 Land $29,400 Building $12,343	$119,267 Land $84,000 Building $35,267
2021			$93,559 Land $63,000 Building $30,559

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 165 Zircon Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 165 Zircon Dr is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 67% of Nevada
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STEAMBOAT SPRINGS WATERWORKS INC private · serves 998 people · EPA ID NV0000282
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Oct 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Hot Spot Broadband Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Net NV, Tristate Wi-Fi by Wi-Fiber.

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