165 Windstone Dr, Troutman, NC 28166 Property Records

Iredell County property record for 165 Windstone Dr, Troutman, NC 28166

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,005 sqft · built 2020
Lot Size0.62 acres (27,007 sqft)
OwnerIndividual Name on File
Last Sale$298,000 (Mar 2021)
Tax Bill$2,257 (2025)
Deeds & MortgagesOct 2023 Line of Credit
Mar 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN4751-27-1299.000

Property Details

APN / Parcel Number

Primary APN4751-27-1299.000
Alternative APN
  • 80079879

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,005 sqft Heated Area
Gross Area2,819 sqft
1st Floor Area2,005 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeHip
Roof MaterialWood Shingle
Lot Area27,007 sqft (0.62 acres)
Lot Width104 ft Width
Garage Area546 sqft
Parking Spaces2 Parking Spaces
PorchPatio

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number80079879
Street Address165 WINDSTONE DR
CityTROUTMAN
StateNC
Zip28166-0100
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal DescriptionL16 WINDSTONE CROSSING PB 55-115
Legal SubdivisionWINDSTONE CROSSING
Legal Block27
Legal Lot Number16
JurisdictionIREDELL NC
Township / Civil DivisionBARRINGER
Census Block Group1
Census Block1035
Census Tract61301

Owner

165 Windstone Dr is owned and occupied by an individual who bought it in March 2021.

Source: Iredell County records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address165 WINDSTONE DR, TROUTMAN, NC 28166-0100
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 30, 2023Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Mar 9, 2021Warranty Deed, Transfer · Conventional Mortgage
BANK OF AMERICA NA
Mar 9, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 9, 2021 · Amount on File
Deed SaleMar 9, 2021 · Amount on File
Deed Book / Page2791 / 249
Record UpdatedOct 29, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIREDELL NC
Property Address165 WINDSTONE DR, TROUTMAN, NC 28166-0100
Transaction TypeMortgage
Record UpdatedDec 5, 2025
Title CompanyWFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0030241485
DateOct 30, 2023
Book Page3024/1485
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueOct 19, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionIREDELL NC
Recording DateMar 9, 2021
Property Address165 WINDSTONE DR, TROUTMAN, NC 28166-0100
Document Number0002791249
Book / Page2791 / 249
Map ReferenceMB 55 PG 115
Instrument DateMar 9, 2021
Transaction TypeTransfer
Record UpdatedDec 5, 2025

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$596.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address15 FROWEIN RD, CENTER MORICHES, NY 11934-1608

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002791252
DateMar 9, 2021
Instrument2791/252
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionIREDELL NC
Recording DateMar 9, 2021
Property Address165 WINDSTONE DR, TROUTMAN, NC 28166-0100
Document Number0002791187
Book / Page2791 / 187
Map ReferenceMB 55 PG 115
Instrument DateMar 9, 2021
Transaction TypeTransfer
Record UpdatedDec 5, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address15 FROWEIN RD, CENTER MORICHES, NY 11934-1608

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 FROWEIN RD # G, G, CENTER MORICHES, NY 11934-1608
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 165 Windstone Dr was $2,257.

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyIredell County
Unified School DistrictIredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$366,250 (-) Land $55,000 Building $311,250$366,250 (-) Land $55,000 Building $311,250
2025$2,257.00$366,250 (-) Land $55,000 Building $311,250$366,250 (-) Land $55,000 Building $311,250
2024$2,257.00$366,250 (-) Land $55,000 Building $311,250$366,250 (-) Land $55,000 Building $311,250
2023$2,257.00 (+18.48%)$366,250 (+26.52%) Land $55,000 Building $311,250$366,250 (+26.52%) Land $55,000 Building $311,250
2022$1,905.00$289,470 Land $40,000 Building $249,470$289,470 Land $40,000 Building $249,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 165 Windstone Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 27, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 165 Windstone Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINDSTONE CROSSING
private · serves 112 people · EPA ID NC2049042
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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