Hardin County property record for 165 Wilma Ave, Radcliff, KY 40160
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,400 sqft · built 1977 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $168,000 (Nov 2020) |
| Tax Bill | $1,772 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Feb 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 161-30-01-005 |
| Primary APN | 161-30-01-005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,400 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 16,553 sqft (0.38 acres) |
| Garage Type | Attached |
| Garage Area | 392 sqft |
| Porch | Porch |
| Porch Area | 80 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Electric |
| Street Address | 165 WILMA AVE |
|---|---|
| City | RADCLIFF |
| State | KY |
| Zip | 40160-1845 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PEARMAN MNR LT 005 #3 |
| Legal Subdivision | PEARMAN MNR |
| Legal Lot Number | 5 |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | RADCLIFF |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 700 |
Source: Hardin County records, as of January 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 165 WILMA AVE, RADCLIFF, KY 40160-1845 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 10, 2021 | Deed of Trust, Mortgage · VA Mortgage BAYSHORE MORTGAGE FUNDING LLC |
| Feb 20, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance WILSON & MUIR BANK & TRUST CO |
| Nov 5, 2020 | Warranty Deed, Transfer · VA Mortgage NATIONSTAR MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 5, 2020 · Amount on Record |
| Deed Sale | Nov 5, 2020 · Amount on Record |
| Deed Document Number | 0001500399 |
| Deed Book / Page | 1500 / 399 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 165 WILMA AVE, RADCLIFF, KY 40160-1845 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 2402/279 |
|---|---|
| Date | Sep 10, 2021 |
| Book Page | 2402/279 |
| Name | BAYSHORE MORTGAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | LUTHERVILLE TIMONIUM, MD 21093 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 165 WILMA AVE, RADCLIFF, KY 40160-1845 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2300/197 |
|---|---|
| Date | Feb 20, 2020 |
| Book Page | 2300/197 |
| Instrument | 202000002282 |
| Name | WILSON & MUIR BANK & TRUST CO |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Mar 1, 2021 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Nov 5, 2020 |
| Property Address | 165 WILMA AVE, RADCLIFF, KY 40160-1845 |
| Document Number | 1500/399 |
| Book / Page | 1500 / 399 |
| Map Reference | MB 6 PG 25&26 |
| Instrument Date | Nov 2, 2020 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2021 |
| Title Company | MATTINGLY FORD TTL SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $168.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 165 WILMA AVE, 165, RADCLIFF, KY 40160-1845 |
| Name | Verified Name |
|---|---|
| Address | 165 WILMA AVE, RADCLIFF, KY 40160-1845 |
| Investor | Possibly a Property Investor |
| Document Number | 002344/952 |
|---|---|
| Date | Nov 5, 2020 |
| Book Page | 2344/952 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
Source: Hardin County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Municipality | Radcliff City |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,772.00 (+10.06%) | $188,000 (+11.9%) Land $20,000 Building $168,000 | $188,000 (+11.9%) Land $20,000 Building $168,000 |
| 2023 | $168,000 (-) Land $16,300 Building $151,700 | $168,000 (-) Land $16,300 Building $151,700 | |
| 2022 | $168,000 Land $16,300 Building $151,700 | $168,000 Land $16,300 Building $151,700 | |
| 2021 | $1,610.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2000–2009) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2009 · Severe Winter Storm And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARDIN COUNTY WATER DISTRICT #1 serves 30,230 people · EPA ID KY0470393 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brandenburg Telecom Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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