165 Willow Rd, Nahant, MA 01908 Property Records

Essex County and Nahant Town property record for 165 Willow Rd, Nahant, MA 01908

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,082 sqft · built 1900
Lot Size	0.119 acres (5,184 sqft)
Owner	2 Individual Names on File
Last Sale	$740,000 (Oct 2020)
Tax Bill	$8,415 (2025)
Deeds & Mortgages	Aug 2026 Second Mortgage May 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`NAHA M:0003A B:0000 L:0048`

Property Details

APN / Parcel Number

Primary APN	`NAHA M:0003A B:0000 L:0048`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,082 sqft Living Area
Gross Area	4,282 sqft
Basement Area	1,252 sqft
Unfinished Basement	376 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,184 sqft (0.119 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	165 WILLOW RD
City	NAHANT
State	MA
Zip	01908-1434
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Lot Number	48
Jurisdiction	NAHANT MA
Township / Civil Division	NAHANT
Census Block Group	1
Census Block	1015
Census Tract	201100

Owner

165 Willow Rd is owned and occupied by two individuals who bought it in October 2020.

Source: Essex County and Nahant Town records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	165 WILLOW RD, NAHANT, MA 01908-1434
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
May 30, 2025	Deed of Trust, Mortgage · Second Mortgage (Down Payment) ROCKET MORTGAGE
Jun 8, 2022	Deed of Trust, Mortgage · Line of Credit WEBSTER FIRST FEDERAL CREDIT UNION
Oct 6, 2020	Quit Claim Deed, Transfer · VA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2020 · Amount on File
Deed Sale	Oct 6, 2020 · Amount on File
Prior Sale	Nov 25, 2009
Deed Book / Page	39026 / 111
Prior Transfer Date	Sep 29, 2020
Prior Transfer Doc	39026-111
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAHANT MA
Recording Date	Aug 24, 2026
Property Address	165 WILLOW RD, NAHANT, MA 01908-1434
Document Number	0000002140
Book / Page	43586 / 556
Instrument Date	Aug 19, 2026
Instrument	20262140
Transaction Type	Mortgage
Record Updated	Sep 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 WILLOW RD, NAHANT, MA 01908-1434

Mortgage

Document Number	0000002140,
Date	Aug 24, 2026
Book Page	43586/556
Instrument	20262140

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAHANT MA
Property Address	165 WILLOW RD, NAHANT, MA 01908-1434
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042744-98
Date	May 30, 2025
Book Page	42744/98
Instrument	20250530000140

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAHANT MA
Property Address	165 WILLOW RD, NAHANT, MA 01908-1434
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040987-387
Date	Jun 8, 2022
Book Page	40987/387
Instrument	20220608001350

Lender

Name	WEBSTER FIRST FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAHANT MA
Recording Date	Oct 6, 2020
Property Address	165 WILLOW RD, NAHANT, MA 01908-1434
Document Number	39026-111
Book / Page	39026 / 111
Instrument Date	Sep 29, 2020
Instrument	20201006003440
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	165 WILLOW RD, NAHANT, MA 01908-1434

Mortgage

Document Number	201006003450
Date	Oct 6, 2020
Instrument	201006003450

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 165 Willow Rd was $8,415, up 2.8% from the year before.

Source: Essex County and Nahant Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Nahant Town
Elementary School District	Nahant School District (PK - 06)
Secondary School District	Swampscott School District in Nahant (7-12) (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,415.00 (+2.78%)	$919,700 (+1.89%) Land $444,900 Building $474,800	$959,405
2024	$8,187.00 (+14.23%)	$902,600 (+14.49%) Land $427,800 Building $474,800
2023	$7,167.00	$788,400 Land $376,400 Building $412,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 165 Willow Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 32 individual policies
Nearby Flood Policies	43 units insured incl. 11 condo units
Nearby Flood Claims	95 (1978–2018)
Claims Outside the SFHA	15 of 95
Most Recent Claim	Mar 2018 · Severe Winter Storm And Flooding
Claims by Event	Winter Coastal Storm, Dec 1992 · 9 claims Coastal Storm, Oct 1991 · 26 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 165 Willow Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAHANT WATER DEPT. (MWRA) serves 3,334 people · EPA ID MA3196000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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