Madison County and Oneida City property record for 165 Willow Meadow Way, Oneida, NY 13421
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,010 sqft · built 2007 |
| Lot Size | 0.81 acres (35,284 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $310,000 (Jun 2018) |
| Tax Bill | $13,631 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Jan 2022 Refinance + 1 more |
| APN | 251201 37.52-1-1.11 |
| Primary APN | 251201 37.52-1-1.11 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,010 sqft Living Area |
| 1st Floor Area | 1,616 sqft |
| 2nd Floor Area | 1,394 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 35,284 sqft (0.81 acres) |
| Lot Dimensions | 158 ft deep x 102 ft wide |
| Garage Type | Attached |
| Garage Area | 594 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 162 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 165 WILLOW MEADOW WAY |
|---|---|
| City | ONEIDA |
| State | NY |
| Zip | 13421-1851 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT # 11 |
| Legal Block | 1 |
| Legal Lot Number | 1.011 |
| Jurisdiction | MADISON NY |
| Township / Civil Division | ONEIDA |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 30103 |
Source: Madison County and Oneida City records, as of April 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 165 WILLOW MEADOW WAY, ONEIDA, NY 13421-1851 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 23, 2026 | Deed of Trust, Mortgage EMPOWER FCU |
| Jan 10, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA |
| Jun 25, 2018 | Warranty Deed, Transfer · Conventional with PMI FIRST PRIORITY MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 25, 2018 · Amount on Record |
| Deed Sale | Jun 25, 2018 · Amount on Record |
| Prior Sale | Nov 2, 2016 · Amount on Record |
| Deed Document Number | 20183203 |
| Prior Transfer Date | Jun 7, 2007 |
| Prior Transfer Doc | 1409000005 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NY |
| Property Address | 165 WILLOW MEADOW WAY, ONEIDA, NY 13421-1851 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000289 |
|---|---|
| Date | Mar 23, 2026 |
| Instrument | 2026-1289 |
| Name | EMPOWER FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 181 Months |
| Due | Apr 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NY |
| Property Address | 165 WILLOW MEADOW WAY, ONEIDA, NY 13421-1851 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000067 |
|---|---|
| Date | Jan 10, 2022 |
| Instrument | 2022-167 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON NY |
| Recording Date | Jun 25, 2018 |
| Property Address | 165 WILLOW MEADOW WAY, ONEIDA, NY 13421-1851 |
| Document Number | 0000003203 |
| Instrument Date | Jun 13, 2018 |
| Instrument | 3203 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2019 |
| Title Company | SALINA ABSTRACT, SALINA ABS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,240.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 254 BATES AVE ONEIDA NY 134212012, ONEIDA, NY 13421-2012 |
| Document Number | 3204 |
|---|---|
| Date | Jun 25, 2018 |
| Instrument | 3204 |
| Name | FIRST PRIORITY MTG |
|---|---|
| Type | Mortgage Company |
| Address | WILLIAMSVILLE, NY 14221 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 24, 2048 |
Source: Madison County and Oneida City assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Madison County |
| Municipality | Oneida City |
| Unified School District | Oneida City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,631.00 (+99.69%) | $274,000 (-) Land $30,000 Building $244,000 | $385,915 (+7.04%) Land $42,253 Building $343,662 |
| 2023 | $274,000 (-) Land $30,000 Building $244,000 | $360,526 (+9.21%) Land $39,474 Building $321,052 | |
| 2022 | $6,826.00 Additional exemption filed | $274,000 Land $30,000 Building $244,000 | $330,120 Land $36,145 Building $293,975 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2025 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEIDA CITY serves 11,393 people · EPA ID NY2602381 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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