165 William Ave, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 165 William Ave, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,515 sqft · built 1963
Lot Size	0.165 acres (7,187 sqft)
Owner	Individual Name on Record
Last Sale	$635,000 (Nov 2018)
Tax Bill	$9,066 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`015-062-06`

Property Details

APN / Parcel Number

Primary APN	`015-062-06`
Alternative APN	`015-062-06-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,515 sqft Living Area
Gross Area	1,977 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1990
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	7,187 sqft (0.165 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	165 WILLIAM AVE
City	WATSONVILLE
State	CA
Zip	95076-2939
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	GREEN VLY ESTATES SUB #2 TR 361
Legal Lot Number	64
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1013
Census Tract	110602

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	165 WILLIAM AVE, WATSONVILLE, CA 95076-2939
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2017	Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS INC
Oct 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
Aug 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Nov 30, 2018	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2018 · Amount on Record
Deed Sale	Nov 30, 2018 · Amount on Record
Prior Sale	Dec 31, 2013 · Amount on Record
Deed Document Number	201835522
Prior Transfer Date	Feb 22, 2016
Prior Transfer Doc	0000006432
Record Updated	Sep 20, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	165 WILLIAM AVE, WATSONVILLE, CA 95076-2939
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CORNERSTONE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020402
Date	Jun 21, 2017
Instrument	2017-0020402

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Type Change Date	Oct 1, 2022
Min Rate At Change	1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	165 WILLIAM AVE, WATSONVILLE, CA 95076-2939
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 WILLIAM AVE, WATSONVILLE, CA 95076-2939

Mortgage

Document Number	0000040959
Date	Oct 9, 2020
Instrument	2020-0040959

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	165 WILLIAM AVE, WATSONVILLE, CA 95076-2939
Document Number	0000025977
Instrument Date	Aug 10, 2019
Transaction Type	Mortgage
Record Updated	Sep 20, 2019
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	165 WILLIAM AVE WATSONVILLE CA 950762939, WATSONVILLE, CA 95076-2939

Mortgage

Document Number	0000025977
Date	Sep 4, 2019
Instrument	25977

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 3, 2049

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 30, 2018
Property Address	165 WILLIAM AVE, WATSONVILLE, CA 95076-2939
Document Number	0000035522
Instrument Date	Nov 21, 2018
Instrument	35522
Transaction Type	Transfer
Record Updated	Dec 17, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$698.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	165 WILLIAM AVE WATSONVILLE CA 950762939, WATSONVILLE, CA 95076-2939

Mortgage

Document Number	35523
Date	Nov 30, 2018
Instrument	35523

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2048

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$722,522 (+2%) Land $433,513 Building $289,009
2025	$9,066.00 (+11.23%)	$708,355 (+4.04%) Land $425,013 Building $283,342
2024	$8,151.00 (+1.52%)
2023	$8,029.00 (+1.77%)	$680,848 Land $408,509 Building $272,339	$668,790
2022	$7,889.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL	100 / 20

May also be available: Verizon, Xfinity.

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