Monmouth County and Howell Township property record for 165 White St, Howell, NJ 07731
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,484 sqft · built 1950 |
| Lot Size | 1.31 acres (57,499 sqft) |
| Owner | Individual Name on File |
| Last Sale | $320,000 (Mar 2021) |
| Tax Bill | $8,587 (2025) |
| Deeds & Mortgages | Mar 2021 Sale & Mortgage Jul 2020 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00129-0000-00023 |
| Primary APN | 21-00129-0000-00023 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,484 sqft Living Area |
| 1st Floor Area | 1,070 sqft |
| Basement Area | 690 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 57,499 sqft |
| Lot Dimensions | 346 ft deep x 145 ft wide |
| Garage Area | 460 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Deck Area | 120 sqft |
| Patio Area | 16 sqft |
| Shed | 1 Shed |
| Shed Area | 400 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Account Number | 052140 |
|---|---|
| Street Address | 165 WHITE ST |
| City | HOWELL |
| State | NJ |
| Zip | 07731-1204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ARE2 |
| Legal Description | 66 & 67 |
| Legal Subdivision | TOWNSHIP/HOWELL |
| Legal Block | 129 |
| Legal Lot Number | 23 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | HOWELL |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 811200 |
165 White St is owned and occupied by an individual who bought it in March 2021.
Source: Monmouth County and Howell Township records, as of July 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 165 WHITE ST, HOWELL, NJ 07731-1204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 4, 2021 | Bargain and Sale Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB |
| Jul 6, 2020 | Grant Deed, Construction Loan · Construction Mortgage M&T BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 4, 2021 · Amount on File |
| Deed Sale | Mar 4, 2021 · Amount on File |
| Deed Document Number | 202133232 |
| Deed Book / Page | 9486 / 8717 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Mar 4, 2021 |
| Property Address | 165 WHITE ST, HOWELL, NJ 07731-1204 |
| Document Number | 0094868717 |
| Book / Page | 9486 / 8717 |
| Instrument Date | Dec 28, 2020 |
| Instrument | 2021033232 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | ALL AHEAD TITLE AGENCY LLC, ALL AHEAD TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $575.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 608 WASHINGTON ST # STB613, 608, CAPE MAY, NJ 08204-2348 |
| Name | Verified Name |
|---|---|
| Address | 165 WHITE ST, HOWELL, NJ 07731-1204 |
| Document Number | 2021033233 |
|---|---|
| Date | Mar 4, 2021 |
| Instrument | 2021033233 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jul 6, 2020 |
| Property Address | 165 WHITE ST, HOWELL, NJ 07731-1204 |
| Document Number | 0000071828 |
| Book / Page | 009425 / 001739 |
| Instrument Date | Jun 25, 2020 |
| Instrument | 71828 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 21, 2020 |
| Title Company | SURETY TITLE AGENCY COASTAL RE |
| Amount | Amount on Record |
|---|---|
| Tax | $123.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 204 CRANE ROAD BRICK BRICK NJ 08723, BRICK, NJ 08723 |
| Document Number | 71829 |
|---|---|
| Date | Jul 6, 2020 |
| Book Page | 009425/001756 |
| Instrument | 71829 |
| Name | M&T BK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jul 5, 2021 |
The 2025 property tax bill for 165 White St was $8,587, up 8.5% from the year before.
Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Howell Township |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Elementary School District | Howell Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $557,300 (+11.44%) Land $314,200 Building $243,100 | $557,300 (+11.44%) Land $314,200 Building $243,100 | |
| 2025 | $8,587.00 (+8.55%) | $500,100 Land $259,200 Building $240,900 | $500,100 Land $259,200 Building $240,900 |
| 2024 | $7,911.00 | ||
| 2023 | $398,200 Land $167,200 Building $231,000 | $398,200 Land $167,200 Building $231,000 | |
| 2022 | $7,427.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 165 White St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1984) |
| Most Recent Claim | Jun 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 165 White St is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · above 71% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures