165 W Main St, Ney, OH 43549 Property Records

Defiance County property record for 165 W Main St, Ney, OH 43549

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,719 sqft · built 1990
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,231 (2025)
Deeds & Mortgages	Jun 2025 Mortgage Feb 2023 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`L160021A05700`

Property Details

APN / Parcel Number

Primary APN	`L160021A05700`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,719 sqft Living Area
Gross Area	3,229 sqft
1st Floor Area	1,426 sqft
Upper Floors Area	293 sqft
Attic	Attic
Attic Area	293 sqft
Basement Area	1,134 sqft
Unfinished Basement	1,134 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	66 ft deep x 132 ft wide
View / Lot	Waterfront
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	165 W MAIN ST
City	NEY
State	OH
Zip	43549-2227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL PLAT LOT 12
Legal Subdivision	OLD PLAT
Legal Lot Number	12
Jurisdiction	DEFIANCE OH
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2013
Census Tract	958200

Owner

165 W Main St is owned and occupied by two individuals who acquired it in June 2025.

Source: Defiance County records, as of October 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	165 W MAIN ST, NEY, OH 43549-2227
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2025	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Feb 1, 2023	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2025
Deed Sale	Jun 27, 2025
Prior Sale	Feb 1, 2023 · Amount on File
Deed Document Number	20253321
Deed Book / Page	473 / 1972
Prior Transfer Date	Jan 4, 2023
Prior Transfer Doc	00454/1866
Record Updated	Oct 29, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEFIANCE OH
Recording Date	Jun 27, 2025
Property Address	165 W MAIN ST, NEY, OH 43549-2227
Document Number	00473/1972
Book / Page	473 / 1972
Instrument Date	Jun 27, 2025
Instrument	202500003321
Transaction Type	Transfer
Record Updated	Mar 19, 2026
Title Company	OMEGA TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	165 W MAIN ST, NEY, OH 43549-2227

Mortgage

Document Number	202500003322
Date	Jun 27, 2025
Instrument	202500003322

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2055

February 2023: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	DEFIANCE OH
Recording Date	Feb 1, 2023
Property Address	165 W MAIN ST, NEY, OH 43549-2227
Document Number	00454/1866
Book / Page	454 / 1866
Instrument Date	Jan 4, 2023
Instrument	202300000345
Transaction Type	Foreclosure
Record Updated	Feb 15, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5600 GRANITE PKWY # VII, VII, PLANO, TX 75024-4177

Tax Assessment & Valuation

The 2025 property tax bill for 165 W Main St was $1,231.

Source: Defiance County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Defiance County
County Subdivision	Washington Township
Municipality	Ney Village
Unified School District	Central Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,231.00	$32,630 (-) Land $2,370 Building $30,260
2024	$1,231.00 (+0.08%)	$32,630 (-) Land $2,370 Building $30,260	$93,240 (+0.01%) Land $6,770 Building $86,470
2023	$1,230.00 (+13.68%)	$32,630 (+20.67%) Land $2,370 Building $30,260	$93,228 Land $6,771 Building $86,457
2022	$1,082.00	$27,040 Land $2,370 Building $24,670
2020			$77,250 Land $6,770 Building $70,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 165 W Main St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1998–2010)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 165 W Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEY VILLAGE serves 854 people · EPA ID OH2000512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Sherwood Mutual Fiber	1,000 / 500
MetaLINK Technologies Fixed Wireless	200 / 50

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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