165 W Main St, Independence, CA 93526 Property Records

Inyo County property record for 165 W Main St, Independence, CA 93526

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,181 sqft · built 1950
Lot Size	0.224 acres (9,748 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Sep 2025)
Tax Bill	$2,787 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`002-032-17-00`

Property Details

APN / Parcel Number

Primary APN	`002-032-17-00`
Alternative APN	`0203217`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,181 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Wood
Lot Area	9,748 sqft (0.224 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	165 W MAIN ST
City	INDEPENDENCE
State	CA
Zip	93526
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK 10 W2 LOT 8,10,12 - INDEPENDENCE
Legal Subdivision	TOWN INDEPENDENCE
Legal Block	10
Legal Lot Number	8
Jurisdiction	INYO CA
Township / Civil Division	INDEPENDENCE
Census Block Group	1
Census Block	1316
Census Tract	500

Owner

165 W Main St is owned by an individual who bought it in September 2025.

Source: Inyo County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 501, INDEPENDENCE, CA 93526-0501
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 7, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage DEL SUR CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2025 · Amount on File
Deed Sale	Sep 19, 2025 · Amount on File
Prior Sale	Oct 3, 2016 · Amount on File
Deed Document Number	20252277
Prior Transfer Date	Mar 26, 2021
Prior Transfer Doc	0000001028
Record Updated	Oct 29, 2026

September 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	INYO CA
Recording Date	Sep 19, 2025
Property Address	165 W MAIN ST, INDEPENDENCE, CA 93526
Document Number	0000002277
Map Reference	MB 1 PG 1
Instrument Date	Sep 15, 2025
Instrument	20250002277
Transaction Type	Transfer
Record Updated	Oct 6, 2025
Title Company	INYO-MONO TITLE COMPANY, INYO MONO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 501, INDEPENDENCE, CA 93526-0501

Mortgage

Document Number	0000002278
Date	Sep 19, 2025
Instrument	20250002278

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	INYO CA
Recording Date	Apr 7, 2021
Property Address	165 W MAIN ST, INDEPENDENCE, CA 93526-1770
Document Number	0000001028
Map Reference	MB 1 PG 1
Instrument Date	Mar 26, 2021
Instrument	2021-0001028
Transaction Type	Transfer
Record Updated	Aug 22, 2023
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 133, INDEPENDENCE, CA 93526-0133

Mortgage

Document Number	0000001029
Date	Apr 7, 2021
Instrument	2021-0001029

Lender

Name	DEL SUR CORPORATION
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	324 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 165 W Main St was $2,787, up 7.2% from the year before.

Source: Inyo County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Inyo County
Unified School District	Owens Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$400,000 (+64.12%) Land $160,000 Building $240,000
2025	$2,787.00 (+7.19%) Homeowner's exemption	$243,717 Land $92,843 Building $150,874
2024	$2,600.00 (+1.64%)
2023	$2,558.00 (+1.51%) Homeowner's exemption	$234,255 Land $89,239 Building $145,016
2022	$2,520.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 165 W Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 165 W Main St is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 61% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INYO COUNTY PWD - INDEPENDENCE serves 1,108 people · EPA ID CA1410008
Water Source	Purchased groundwater from LADWP - INDEPENDENCE
Last State Inspection	Aug 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024 Sanitary survey deficiency not corrected Apr 2018
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Optimum Cable	500 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W Main St

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