165 W Lyons St, Garner, IA 50438 Property Records

Hancock County property record for 165 W Lyons St, Garner, IA 50438

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 912 sqft · built 1972
Lot Size0.227 acres (9,888 sqft)
Owner2 Individual Names on File
Tax Bill$2,648 (2025)
Deeds & MortgagesDec 2022 Sale
Jul 2019 Sale
Flood ZoneZone X (minimal risk)
APN2118000110

Property Details

APN / Parcel Number

Primary APN2118000110

Interior

Bedrooms4 Beds
Full Baths1 Bath
Half Baths1 Half Bath
Total Rooms9 Rooms
Building Area912 sqft Living Area
1st Floor Area912 sqft
Basement Area912 sqft
Finished Basement800 sqft
Unfinished Basement912 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleSplit Foyer
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,888 sqft (0.227 acres)
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area196 sqft
Deck Area168 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address165 W LYONS ST
CityGARNER
StateIA
Zip50438-1920
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFORD ADD LOT 11
Legal SubdivisionFORD ADDITION
Legal Lot Number11
JurisdictionHANCOCK IA
Township / Civil DivisionCONCORD
Census Block Group1
Census Block1062
Census Tract270100

Owner

165 W Lyons St is owned and occupied by two individuals.

Source: Hancock County records, as of September 1, 2026

Owner of Record2 Individual Names on File
Mailing Address165 W LYONS ST, GARNER, IA 50438-1920
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 5, 2022Warranty Deed, Transfer
Jul 25, 2019Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHANCOCK IA
Recording DateDec 5, 2022
Property Address165 W LYONS ST, GARNER, IA 50438-1920
Document Number0000222433
Instrument DateDec 1, 2022
Instrument22-2433
Transaction TypeTransfer
Record UpdatedMar 3, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address165 E LYONS ST, GARNER, IA 50438-1949

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHANCOCK IA
Recording DateJul 25, 2019
Property Address165 W LYONS ST, GARNER, IA 50438-1920
Document Number0000191278
Instrument DateJul 24, 2019
Instrument19-1278
Transaction TypeTransfer
Record UpdatedMar 3, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address165 W LYONS ST, GARNER, IA 50438-1920

Tax Assessment & Valuation

The 2025 property tax bill for 165 W Lyons St was $2,648, up 3% from the year before.

Source: Hancock County assessment roll, as of September 29, 2025

Property Jurisdictions

TypeName
StateIowa
CountyHancock County
MunicipalityGarner City
Unified School DistrictGarner-Hayfield-Ventura Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,648.00 (+2.95%)$191,670 Land $26,250 Building $165,420$191,670 Land $26,250 Building $165,420
2024$2,572.00
2023$173,980 (+15.23%) Land $18,750 Building $155,230$173,980 Land $18,750 Building $155,230
2022$2,537.00$150,980 Land $18,750 Building $132,230
2021$150,980 Land $18,750 Building $132,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 165 W Lyons St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 26, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 165 W Lyons St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 71% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGARNER WATER WORKS
serves 3,065 people · EPA ID IA4130075
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Comm 1 Connects
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

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