165 Valor Ct, Paducah, KY 42003 Property Records

McCracken County property record for 165 Valor Ct, Paducah, KY 42003

Property Summary

Property Type	Single Family Home
Lot Size	1 acres (43,941 sqft)
Owner	2 Individual Names on File
Last Sale	$580,000 (Sep 2025)
Tax Bill	$5,052 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`098-00-00-015.06`

Property Details

APN / Parcel Number

Primary APN	`098-00-00-015.06`
Alternative APNs	`163399` `57067`

Exterior

Lot Area	43,941 sqft (1 acres)

Location & Zoning

Account Number	163399
Street Address	165 VALOR CT
City	PADUCAH
State	KY
Zip	42003-8844
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	18-10C-3F 167X260X167X260 THE VINEYARDS L6
Legal Subdivision	THE VINEYARDS SUBDIVISION
Legal Lot Number	6
Jurisdiction	MCCRACKEN KY
Township / Civil Division	ST. JOHNS-FREEMONT
Census Block Group	4
Census Block	4018
Census Tract	31200

Owner

165 Valor Ct is owned and occupied by two individuals who bought it in September 2025.

Source: McCracken County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	165 VALOR CT, PADUCAH, KY 42003-8844
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2025 · Amount on File
Deed Sale	Sep 9, 2025 · Amount on File
Prior Sale	Sep 8, 2017 · Amount on File
Deed Document Number	2025723568
Deed Book / Page	1528 / 376
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCCRACKEN KY
Recording Date	Sep 9, 2025
Property Address	165 VALOR CT, PADUCAH, KY 42003-8844
Document Number	0D1528/376
Book / Page	D1528 / 376
Map Reference	SEC M PG 162
Instrument Date	Aug 5, 2025
Instrument	723568
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$580.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3845 ALAMEDA DR, PADUCAH, KY 42001-6515

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	165 VALOR CT, PADUCAH, KY 42003-8844

Mortgage

Document Number	0000723569
Date	Sep 9, 2025
Instrument	723569

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 165 Valor Ct was $5,052.

Source: McCracken County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	McCracken County
Unified School District	McCracken County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$580,000 (+11.86%)	$580,000 (+11.86%)
2025	$5,052.00	$518,500	$518,500
2023	$4,500.00 (-1.62%)	$460,000 (-)	$460,000 (-)
2022	$4,574.00	$460,000	$460,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 165 Valor Ct in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective November 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	8 (1985–2021)
Most Recent Claim	May 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 165 Valor Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADUCAH WATER WORKS serves 65,004 people · EPA ID KY0730533
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Valor Ct

Nearby Streets

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