165 Valley Springs Dr, Olin, NC 28660 Property Records

Iredell County property record for 165 Valley Springs Dr, Olin, NC 28660

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,934 sqft · built 2002
Lot Size	1.46 acres (63,598 sqft)
Owner	2 Individual Names on File
Last Sale	$177,000 (Jun 2017)
Tax Bill	$1,732 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4860-74-5482.000`

Property Details

APN / Parcel Number

Primary APN	`4860-74-5482.000`
Alternative APNs	`4860745338.000` `80044918`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,934 sqft Heated Area
Gross Area	3,752 sqft
1st Floor Area	1,242 sqft
Basement Area	1,242 sqft
Unfinished Basement	1,242 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	63,598 sqft (1.46 acres)
Lot Width	250 ft Width

Exterior Amenities

Porch	Slab
Porch Area	276 sqft
Deck Area	300 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80044918
Street Address	165 VALLEY SPRINGS DR
City	OLIN
State	NC
Zip	28660-9504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	HOLLY RIDGE P2 SHT2 PB33/65-66
Legal Subdivision	HOLLY RIDGE SUBDIVISION
Legal Block	74
Jurisdiction	IREDELL NC
Township / Civil Division	TURNERSBURG
Census Block Group	1
Census Block	1003
Census Tract	60802

Owner

165 Valley Springs Dr is owned and occupied by two individuals who bought it in June 2017.

Source: Iredell County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	165 VALLEY SPRINGS DR, OLIN, NC 28660-9504
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 1, 2017	Warranty Deed, Transfer · Conventional Mortgage BRANCH BK&TR
May 16, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2017 · Amount on File
Deed Sale	Jun 1, 2017 · Amount on File
Deed Book / Page	2492 / 2193
Prior Transfer Date	May 15, 2017
Prior Transfer Doc	24892393
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	165 VALLEY SPRINGS DR, OLIN, NC 28660-9504
Transaction Type	Mortgage
Record Updated	Jul 9, 2021
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	28252498
Date	Jun 25, 2021
Book Page	2825/2498

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	229 Months
Due	Jul 1, 2040

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Jun 1, 2017
Property Address	165 VALLEY SPRINGS DR, OLIN, NC 28660-9504
Document Number	24922193
Book / Page	002492 / 002193
Instrument Date	May 24, 2017
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$354.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	165 VALLEY SPRINGS DR OLIN NC 286609504, OLIN, NC 28660-9504

Mortgage

Document Number	24922196
Date	Jun 1, 2017
Book Page	002492/002196

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 31, 2047

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	IREDELL NC
Recording Date	May 16, 2017
Property Address	165 VALLEY SPRINGS DR, OLIN, NC 28660-9504
Document Number	24892393
Book / Page	002489 / 002393
Instrument Date	May 15, 2017
Transaction Type	Transfer
Record Updated	Mar 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	165 VALLEY SPRINGS DR OLIN NC 286609504, OLIN, NC 28660-9504

Tax Assessment & Valuation

The 2025 property tax bill for 165 Valley Springs Dr was $1,732.

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$283,520 (-) Land $31,050 Building $252,470	$283,520 (-) Land $31,050 Building $252,470
2025	$1,732.00	$283,520 (-) Land $31,050 Building $252,470	$283,520 (-) Land $31,050 Building $252,470
2024	$1,732.00	$283,520 (-) Land $31,050 Building $252,470	$283,520 (-) Land $31,050 Building $252,470
2023	$1,732.00 (+46.41%)	$283,520 (+58.42%) Land $31,050 Building $252,470	$283,520 (+58.42%) Land $31,050 Building $252,470
2022	$1,183.00	$178,970 Land $23,400 Building $155,570	$178,970 Land $23,400 Building $155,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 165 Valley Springs Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 165 Valley Springs Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IREDELL WATER CORPORATION private · serves 29,370 people · EPA ID NC0149025
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zirrus Fiber	6,000 / 6,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Valley Springs Dr

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