Middlesex County property record for 165 Urbanna Rd, Saluda, VA 23149
| Property Type | Commercial |
|---|---|
| Details | 4 bd · 1.5 ba · 5,000 sqft · built 2000 |
| Lot Size | 2.92 acres (127,195 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $940 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 27 11 1 |
| Primary APN | 27 11 1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 5,000 sqft Gross Area |
| 1st Floor Area | 1,228 sqft |
| Flooring | Concrete/Cement |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 127,195 sqft (2.92 acres) |
| Garage Area | 440 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 8576 |
|---|---|
| Street Address | 165 URBANNA RD |
| City | SALUDA |
| State | VA |
| Zip | 23149 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | VC |
| Legal Description | COOKS CORNER 2.915 AC 219-336 237-22 256-532 0000 |
| Jurisdiction | MIDDLESEX VA |
| Township / Civil Division | SALUDA |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 951000 |
165 Urbanna Rd, a commercial property, is owned by an individual.
Source: Middlesex County records, as of October 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 1184, URBANNA, VA 23175-1184 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 165 Urbanna Rd was $940.
Source: Middlesex County assessment roll, as of October 8, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Middlesex County |
| Unified School District | Middlesex County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $940.00 | $154,200 (-) Land $72,900 Building $81,300 | $154,200 (-) Land $72,900 Building $81,300 |
| 2025 | $940.00 | $154,200 Land $72,900 Building $81,300 | $154,200 Land $72,900 Building $81,300 |
| 2023 | $940.00 | $154,200 Land $72,900 Building $81,300 | $154,200 Land $72,900 Building $81,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 165 Urbanna Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective November 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 165 Urbanna Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
May also be available: All Points Broadband, T-Mobile.
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