165 Todd Rd, Almo, KY 42020 Property Records

Calloway County property record for 165 Todd Rd, Almo, KY 42020

Property Summary

Property Type	Farm - Irrigated or Dry
Lot Size	12.2 acres (531,432 sqft)
Owner	Individual Name on File
Last Sale	$304,000 (Jun 2024)
Tax Bill	$2,063 (2025)
Deeds & Mortgages	Jun 2024 Sale & Line of Credit Nov 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`068-0-0062`

Property Details

APN / Parcel Number

Primary APN	`068-0-0062`
Alternative APNs	`106199` `88923`

Exterior

Lot Area	531,432 sqft (12.2 acres)

Location & Zoning

Account Number	106199
Street Address	165 TODD RD
City	ALMO
State	KY
Zip	42020-9049
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	68-62,63 165 TODD ROAD
Jurisdiction	CALLOWAY KY
Township / Civil Division	SHILOH
Census Block Group	1
Census Block	1090
Census Tract	10100

Owner

165 Todd Rd, an agricultural property, is owned and occupied by an individual who bought it in June 2024.

Source: Calloway County records, as of December 22, 2025

Owner of Record	Individual Name on File
Mailing Address	165 TODD RD, ALMO, KY 42020-9049
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2024	Warranty Deed, Transfer · Line of Credit THE MURRAY BANK
Nov 2, 2018	Deed of Trust, Mortgage · Commercial Mortgage FNB BANK NA
May 25, 2018	Deed of Trust, Mortgage · Commercial Mortgage FNB BANK NA
Nov 20, 2017	Warranty Deed, Transfer · Commercial Mortgage FNB BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2024 · Amount on File
Deed Sale	Jun 3, 2024 · Amount on File
Prior Sale	Sep 17, 2021
Deed Document Number	689576
Deed Book / Page	1459 / 401
Record Updated	Jun 8, 2026

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLOWAY KY
Recording Date	Jun 3, 2024
Property Address	165 TODD RD, ALMO, KY 42020-9049
Document Number	001459/401
Book / Page	1459 / 401
Instrument Date	May 31, 2024
Instrument	689576
Transaction Type	Transfer
Record Updated	Dec 23, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	165 TODD RD, ALMO, KY 42020-9049

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 TODD RD, ALMO, KY 42020-9049

Mortgage

Document Number	0000689577
Date	Jun 3, 2024
Instrument	689577

Lender

Name	THE MURRAY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	May 30, 2054

Interest

Rate Type	Adjustable Rate

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	165 TODD RD, ALMO, KY 42020-9049
Transaction Type	Mortgage
Record Updated	Jan 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001192/338
Date	Nov 2, 2018
Book Page	1192/338
Instrument	630695

Lender

Name	FNB BANK NA
Type	Bank
Address	42065

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	165 TODD RD, ALMO, KY 42020-9049
Transaction Type	Mortgage
Record Updated	Jan 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001174/582
Date	May 25, 2018
Book Page	1174/582
Instrument	627585

Lender

Name	FNB BANK NA
Type	Bank
Address	MAYFIELD, KY 42066

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	6 Months
Due	Nov 1, 2018

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLOWAY KY
Recording Date	Nov 20, 2017
Property Address	165 TODD RD, ALMO, KY 42020-9049
Document Number	001156/708
Book / Page	1156 / 708
Instrument Date	Nov 20, 2017
Instrument	624429
Transaction Type	Transfer
Record Updated	Jan 13, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$205.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1520 KIRKWOOD DR, MURRAY, KY 42071-3249

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	165 TODD RD, ALMO, KY 42020-9049

Mortgage

Document Number	001156/711
Date	Nov 20, 2017
Book Page	1156/711
Instrument	624430

Lender

Name	FNB BANK NA
Type	Bank
Address	MAYFIELD, KY 42066

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	11 Months
Due	Oct 27, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 165 Todd Rd was $2,063.

Source: Calloway County assessment roll, as of November 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Calloway County
Unified School District	Calloway County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,063.00	$230,500	$230,500
2023	$1,043.00	$113,000	$113,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 165 Todd Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 165 Todd Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MURRAY WATER SYSTEM serves 26,302 people · EPA ID KY0180306
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Todd Rd

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