165 Sunset Cir N, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 165 Sunset Cir N, Saint Augustine, FL 32080

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,171 sqft · built 2006
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$405,000 (Sep 2021)
Tax Bill	$3,028 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`162681-0790`

Property Details

APN / Parcel Number

Primary APN	`162681-0790`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,171 sqft Living Area
Gross Area	2,707 sqft
1st Floor Area	839 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	276 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	165 SUNSET CIR N
City	SAINT AUGUSTINE
State	FL
Zip	32080-5161
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	54/100-104 SUNSET POINT PHASE 2 LOT 79
Legal Range	30E
Legal Township	07S
Legal Section	29
Legal Subdivision	SUNSET POINT PHASE 2
Legal Phase	2
Legal Block	4
Legal Lot Number	79
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	4
Census Block	4000
Census Tract	21408

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	165 SUNSET CIR N, SAINT AUGUSTINE, FL 32080-5161
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 4, 2019	Warranty Deed, Transfer · Conventional with PMI APPROVED MTG SOURCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2021 · Amount on Record
Deed Sale	Sep 17, 2021 · Amount on Record
Prior Sale	May 10, 2012 · Amount on Record
Deed Document Number	2021102460
Deed Book / Page	5371 / 1908
Last Transfer Date	Jan 7, 2025
Transfer Doc	0060840163
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 17, 2021
Property Address	165 SUNSET CIR N, SAINT AUGUSTINE, FL 32080-5161
Document Number	0053711908
Book / Page	5371 / 1908
Map Reference	MB 54 PG 100-104
Instrument Date	Sep 17, 2021
Instrument	2021102460
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,835.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45605 NAVAJO RD, INDIAN WELLS, CA 92210-8872

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 SUNSET CIR N, ST AUGUSTINE, FL 32080-5161

Mortgage

Document Number	0053711911
Date	Sep 17, 2021
Instrument	5371/1911

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Nov 4, 2019
Property Address	165 SUNSET CIR N, SAINT AUGUSTINE, FL 32080-5161
Document Number	0048241819
Book / Page	004824 / 001819
Instrument Date	Oct 29, 2019
Instrument	82190
Transaction Type	Transfer
Record Updated	Nov 15, 2019
Title Company	WATSON TITLE SERVICES/N FL INC, WATSON TITLE SVCS/N FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,960.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	165 SUNSET CIR N ST AUGUSTINE FL 320805161, ST AUGUSTINE, FL 32080-5161

Mortgage

Document Number	48241822
Date	Nov 4, 2019
Book Page	004824/001822
Instrument	82191

Lender

Name	APPROVED MTG SOURCE
Type	Mortgage Company
Address	ORANGE CITY, FL 32763

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 3, 2049

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$191,622	$421,257 (-2.41%) Land $90,000 Building $331,257
2025	$3,028.00 (+8.14%)
2024	$2,800.00 (+2.79%) Homeowner's exemption	$181,326 (+3%)	$431,646 (+4.12%) Land $90,000 Building $341,646
2023	$2,724.00 (+4.05%) Homeowner's exemption	$176,045 (+3%)	$414,581 (+13.36%) Land $90,000 Building $324,581
2022	$2,618.00 Homeowner's exemption	$170,917	$365,713 Land $78,400 Building $287,313

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 334 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	662 units insured incl. 328 condo units
Nearby Flood Claims	9 (2016–2022)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Matthew, Oct 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: IQ Fiber, Verizon.

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