165 Sprague St, Fall River, MA 02724 Property Records

Bristol County and Fall River City property record for 165 Sprague St, Fall River, MA 02724

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,645 sqft · built 1940
Lot Size	0.128 acres (5,597 sqft)
Owner	2 Individual Names on File
Last Sale	$432,450 (May 2024)
Tax Bill	$4,161 (2025)
Deeds & Mortgages	Jan 2021 Refinance May 2023 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`FALL M:0H-07 B:0000 L:0029`

Property Details

APN / Parcel Number

Primary APN	`FALL M:0H-07 B:0000 L:0029`
Alternative APN	`M:0H=07 B:0000 L:0029`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,645 sqft Living Area
Gross Area	3,141 sqft
Basement Area	948 sqft
Unfinished Basement	948 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,597 sqft (0.128 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	165 SPRAGUE ST
City	FALL RIVER
State	MA
Zip	02724-1429
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Lot Number	29
Jurisdiction	FALL RIVER MA
Township / Civil Division	FALL RIVER
Census Block Group	4
Census Block	4013
Census Tract	640500

Owner

165 Sprague St is owned by two individuals who bought it in May 2024.

Source: Bristol County and Fall River City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	584 STATE RD, NORTH DARTMOUTH, MA 02747-1805
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
May 15, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance USA VETERANS ADMIN
Aug 17, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MORTGAGE RESEARCH CENTER LLC
Feb 22, 2021	Deed of Trust, Mortgage · Line of Credit BAYCOAST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2024 · Amount on File
Deed Sale	May 29, 2024 · Amount on File
Prior Sale	Aug 17, 2021 · Amount on File
Deed Document Number	20246365
Deed Book / Page	11528 / 89
Prior Transfer Date	May 28, 2024
Prior Transfer Doc	0011528-89
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	165 SPRAGUE ST, FALL RIVER, MA 02724-1429
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010392-275
Date	Jan 8, 2021
Book Page	10392/275
Instrument	202100000473

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	Feb 1, 2050

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	165 SPRAGUE ST, FALL RIVER, MA 02724-1429
Transaction Type	Mortgage
Record Updated	Jun 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	011290-128
Date	May 15, 2023
Book Page	11290/128
Instrument	6771

Lender

Name	USA VETERANS ADMIN

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FALL RIVER MA
Recording Date	Aug 17, 2021
Property Address	165 SPRAGUE ST, FALL RIVER, MA 02724-1429
Document Number	10689-105
Book / Page	10689 / 105
Instrument Date	Aug 17, 2021
Instrument	18858
Transaction Type	Transfer
Record Updated	Sep 3, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 BALLARD ST, FALL RIVER, MA 02720-2876

Mortgage

Document Number	18859
Date	Aug 17, 2021
Instrument	18859

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	165 SPRAGUE ST, FALL RIVER, MA 02724-1429
Transaction Type	Mortgage
Record Updated	Mar 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10449-51
Date	Feb 22, 2021
Book Page	10449/51
Instrument	3881

Lender

Name	BAYCOAST BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2041

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 165 Sprague St was $4,161, up 5.6% from the year before.

Source: Bristol County and Fall River City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
Municipality	Fall River City
Unified School District	Fall River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,161.00 (+5.61%)	$363,400 (+5.98%) Land $107,900 Building $255,500	$403,560 (+0.28%)
2024	$3,940.00 (+3.11%)	$342,900 (+10.12%) Land $103,900 Building $239,000	$402,420
2023	$3,821.00	$311,400 Land $85,900 Building $225,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 165 Sprague St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	27 units insured incl. 26 condo units
Nearby Flood Claims	3 (1991–2005)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Dec 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

No wildfire likelihood is modeled around 165 Sprague St, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALL RIVER WATER DEPARTMENT serves 94,000 people · EPA ID MA4095000
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 635 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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