165 Southdown Rd, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 165 Southdown Rd, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,832 sqft · built 1995
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Last Sale	$299,000 (Jan 2010)
Tax Bill	$4,319 (2025)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-750-02344600`

Property Details

APN / Parcel Number

Primary APN	`01-750-02344600`
Alternative APNs	`1-750-02344600` `75002344600`

Interior

Full Baths	2 Baths
Building Area	1,832 sqft Living Area
1st Floor Area	1,232 sqft
Basement Area	600 sqft
Finished Basement	600 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Split Foyer
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	75002344600
Street Address	165 SOUTHDOWN RD
City	EDGEWATER
State	MD
Zip	21037-1620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT3 & PTLT 5 BKJ SOUTHDOWN SHORES
Legal Subdivision	SOUTHDOWN SHORES
Legal Block	J
Legal Lot Number	3
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	2
Census Block	2032
Census Tract	701101

Owner

165 Southdown Rd is owned and occupied by two individuals who bought it in January 2010.

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	165 SOUTHDOWN RD, EDGEWATER, MD 21037-1620
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2010 · Amount on File
Deed Sale	Jan 4, 2010 · Amount on File
Prior Sale	Nov 29, 2005 · Amount on File
Deed Document Number	201010441
Deed Book / Page	21833 / 56
Transfer Doc	0090760576
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	165 SOUTHDOWN RD, EDGEWATER, MD 21037-1620
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	BRENNAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0358790283
Date	Jan 6, 2021
Book Page	35879/283

Lender

Name	CREDIT UNION MORTGAGE ASSOCIATION INC
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 165 Southdown Rd was $4,319 with a homeowner's exemption, up 1.9% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$437,300 (+3.16%) Land $207,800 Building $229,500	$437,300 (-) Land $207,800 Building $229,500
2025	$4,319.00 (+1.94%) Homeowner's exemption	$423,900	$437,300 Land $207,800 Building $229,500
2024	$4,237.00 (+16.24%)
2023	$3,645.00 Homeowner's exemption	$397,100 Land $207,800 Building $189,300	$397,100 Land $207,800 Building $189,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 165 Southdown Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	22 (1996–2018)
Claims Outside the SFHA	9 of 22
Most Recent Claim	Nov 2018 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 165 Southdown Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20