165 Southdown Dr, Chesterfield, MO 63017 Property Records

St. Louis County property record for 165 Southdown Dr, Chesterfield, MO 63017

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,584 sqft · built 1963
Lot Size	0.351 acres (15,298 sqft)
Owner	Individual Name on File
Tax Bill	$4,317 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Jan 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`16Q-63-0198`

Property Details

APN / Parcel Number

Primary APN	`16Q-63-0198`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,584 sqft Living Area
Gross Area	3,564 sqft
1st Floor Area	1,232 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 2010
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	15,298 sqft (0.351 acres)
Lot Dimensions	122 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	580 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	400 sqft
Deck Area	298 sqft
Patio Area	460 sqft
Poultry House	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	165 SOUTHDOWN DR
City	CHESTERFIELD
State	MO
Zip	63017-2625
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	105R2
Legal Description	RIVER BEND ESTATES 2ND ADDITION LOT 165
Legal Subdivision	RIVER BEND ESTATES 2ND ADDITION
Legal Lot Number	165
Jurisdiction	ST LOUIS MO
Township / Civil Division	MARYLAND HEIGHTS
Census Block Group	2
Census Block	2011
Census Tract	215105

Owner

165 Southdown Dr is owned and occupied by an individual who acquired it in June 2016.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	165 SOUTHDOWN DR, CHESTERFIELD, MO 63017-2625
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2022	Deed of Trust, Mortgage · Line of Credit MONTGOMERY BANK NA
Jan 20, 2021	Deed of Trust, Mortgage · Line of Credit ST LOUIS COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2016
Deed Sale	Jun 21, 2016
Prior Sale	Feb 4, 2010 · Amount on File
Deed Document Number	2016167
Deed Book / Page	22068 / 677
Prior Transfer Date	Jun 17, 2016
Prior Transfer Doc	0220680677
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	165 SOUTHDOWN DR, CHESTERFIELD, MO 63017-2625
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 SOUTHDOWN DR, CHESTERFIELD, MO 63017-2625

Mortgage

Document Number	2022101200238
Date	Oct 12, 2022
Instrument	2022101200238

Lender

Name	MONTGOMERY BANK NA
Type	Bank
Address	SIKESTON, MO 63801

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	165 SOUTHDOWN DR, CHESTERFIELD, MO 63017-2625
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	ALLIANCE TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 SOUTHDOWN DR, CHESTERFIELD, MO 63017-2625

Mortgage

Document Number	0246001823
Date	Jan 20, 2021
Book Page	24600/1823
Instrument	2021012000606

Lender

Name	ST LOUIS COMMUNITY CU
Type	Credit Union
Address	SAINT LOUIS, MO 63108

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Dec 30, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 165 Southdown Dr was $4,317, down 1.7% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Chesterfield City
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$68,970 (-) Land $44,210 Building $24,760	$363,000 (-) Land $232,700 Building $130,300
2025	$4,317.00 (-1.66%)	$68,970 Land $44,210 Building $24,760	$363,000 Land $232,700 Building $130,300
2024	$4,390.00 (+4.25%)
2023	$4,211.00 (+10.44%)	$66,310 (+20.54%) Land $27,530 Building $38,780	$349,000 Land $144,900 Building $204,100
2022	$3,813.00	$55,010 Land $23,580 Building $31,430
2021			$289,500 Land $124,100 Building $165,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 165 Southdown Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 165 Southdown Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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