Henderson County property record for 165 Shep Dr, Mills River, NC 28759 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3.5 Baths |
| Year Built | Built 2021 |
| Square Footage | 3,404 sqft Heated Area |
| Lot Size | 46,174 sqft (1.06 acres) |
| Garage | 588 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $574,000 (2021) |
| Tax Bill | $3,182.00 (2025) |
| Primary APN | 9621969718 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 3,404 sqft Heated Area |
| Gross Area | 2,064 sqft Gross Area |
| 1st Floor | 2,064 sqft 1st Floor |
| Basement Area | 1,340 sqft Basement |
| Finished Basement | 1,340 sqft Finished |
| Unfinished Basement | 1,340 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Conventional Style |
| Exterior Material | Wood Siding Exterior |
| Lot Area | 46,174 sqft (1.06 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 588 sqft Garage |
| Patio Area | 239 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Account Number | 10003783 |
|---|---|
| Street Address | 165 SHEP DR |
| City | MILLS RIVER |
| State | NC |
| Zip | 28759-0047 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PORTER ESTATES LO8 PL2018-11554 |
| Legal Subdivision | PORTER ESTATES |
| Legal Block | 96 |
| Legal Lot Number | 9718 |
| Jurisdiction | HENDERSON NC |
| Minor Civil Division | MILLS RIVER |
| Census Blockgroup | 1 |
| Census Block | 1030 |
| Census Tract | 930702 |
Source: Henderson County records · APN 9621969718
Assessment roll updated July 14, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 165 SHEP DR, MILLS RIVER, NC 28759-0047 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 22, 2023 | Deed of Trust, Mortgage · Line of Credit MOUNTAIN CU |
| Aug 26, 2021 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 26, 2021 · Amount on Record |
| Deed Sale | Aug 26, 2021 · Amount on Record |
| Deed Doc Number | 2021961326 |
| Deed Book / Page | 3772 / 322 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 165 SHEP DR, MILLS RIVER, NC 28759-0047 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2023 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|
| Document Number | 0041090273 |
|---|---|
| Date | Nov 22, 2023 |
| Book Page | 4109/273 |
| Instrument | 1001006937 |
| Name | MOUNTAIN CU |
|---|---|
| Type | Credit Union |
| Address | WAYNESVILLE, NC 28786 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 21, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Aug 26, 2021 |
| Property Address | 165 SHEP DR, MILLS RIVER, NC 28759-0047 |
| Document Number | 0037720322 |
| Book / Page | 3772 / 322 |
| Map Reference | SL 11554 |
| Instrument Date | Aug 20, 2021 |
| Instrument | 961326 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,148.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 140 HOLLABROOK PKWY, MILLS RIVER, NC 28759-3900 |
| Name | Verified Name |
|---|---|
| Address | 165 SHEP DR, MILLS RIVER, NC 28759-0047 |
| Document Number | 0000961327 |
|---|---|
| Date | Aug 26, 2021 |
| Instrument | 961327 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
Source: Henderson County records · Assessment roll updated July 14, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Municipality | Mills River Town |
| Unified School District | Henderson County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $738,500 (+16.3%) Land $125,700 Building $612,800 | ||
| 2025 | $3,182.00 | ||
| 2023 | $635,000 Land $125,700 Building $509,300 | $738,500 Land $125,700 Building $612,800 |
Source: FEMA National Flood Hazard Layer, Henderson County (37089C), updated October 12, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 38% of the US · above 54% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,695 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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