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165 Seneca St, Gowanda, NY 14070 Property Records

Erie County and Collins Town property record for 165 Seneca St, Gowanda, NY 14070

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,100 sqft · built 1998
Lot Size0.2 acres (8,680 sqft)
Owner2 Individual Names on File
Last Sale$6,000 (Feb 1998)
Tax Bill$4,941 (2026)
Deeds & MortgagesAug 2023 Transfer
Mar 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN143601 349.11-3-23.112

Property Details

APN / Parcel Number

Primary APN143601 349.11-3-23.112
Alternative APN
  • 36013491100003023112

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,100 sqft Living Area
1st Floor Area1,100 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area8,680 sqft (0.2 acres)
Lot Dimensions140 ft deep x 62 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address165 SENECA ST
CityGOWANDA
StateNY
Zip14070-1020
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNOVOA GUGINO/JOLLS BLACKELEY HGWY
Legal SubdivisionHOLLAND LAND COMPANYS SURVEY
Legal Block3
Legal Lot Number23.112
JurisdictionERIE NY
Township / Civil DivisionCOLLINS
Census Block Group2
Census Block2020
Census Tract17501

Owner

165 Seneca St is owned and occupied by two individuals who acquired it in August 2023.

Source: Erie County and Collins Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address165 SENECA ST, GOWANDA, NY 14070-1020
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 29, 2023Intrafamily Transfer, Transfer
Mar 26, 2019Deed of Trust, Mortgage · Conventional Mortgage
M & T BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 6, 1998 · Amount on File
Deed SaleFeb 6, 1998 · Amount on File
Deed Book / Page10927 / 2996
Last Transfer DateAug 22, 2023
Transfer Doc0114212409
Record UpdatedOct 29, 2026

August 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionERIE NY
Recording DateAug 29, 2023
Property Address165 SENECA ST, GOWANDA, NY 14070-1020
Document Number0114212409
Book / Page11421 / 2409
Instrument DateAug 22, 2023
Instrument2023149402
Transaction TypeTransfer
Record UpdatedOct 2, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address5910 GENESEE RD, SPRINGVILLE, NY 14141-9017

Transferred To (Grantee/Buyer)

NameVerified Name
Address5910 GENESEE RD, SPRINGVILLE, NY 14141-9017

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address165 SENECA ST, GOWANDA, NY 14070-1020
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0138910218
DateMar 26, 2019
Book Page13891/0218
Instrument2019058007
Lender
NameM & T BANK
TypeBank
AddressBUFFALO, NY 14203
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueApr 1, 2039

Tax Assessment & Valuation

The 2026 property tax bill for 165 Seneca St was $4,941, up 390.2% from the year before.

Source: Erie County and Collins Town assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
County SubdivisionCollins Town
MunicipalityGowanda Village
Unified School DistrictGowanda Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,941.00 (+390.18%)
2025$1,008.00 (-62.71%)$72,000 (-) Land $3,200 Building $68,800$257,100 (+21.41%) Land $11,427 Building $245,673
2024$2,703.00$72,000 (-) Land $3,200 Building $68,800$211,765 (+5.88%) Land $9,412 Building $202,353
2023$72,000 (-) Land $3,200 Building $68,800$200,000 (+16.69%) Land $8,889 Building $191,111
2022$72,000 Land $3,200 Building $68,800$171,400 Land $7,618 Building $163,782
2021$939.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 165 Seneca St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims11 (1996–2022)
Claims Outside the SFHA6 of 11
Most Recent ClaimFeb 2022 · tidal / storm surge
Claims by Event
  • Severe Storms And Flooding, Aug 2009 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 165 Seneca St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGOWANDA VILLAGE
serves 2,800 people · EPA ID NY0400340
Water SourceSurface water
Last State InspectionMay 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureOrganic carbon removal
Apr 2022
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

May also be available: Verizon.

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