165 School St, Alberta, VA 23821 Property Records

Brunswick County property record for 165 School St, Alberta, VA 23821

Property Summary

Property Type	Single Family Home
Details	built 2009
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on Record
Last Sale	$135,000 (Aug 2018)
Tax Bill	$772 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-63-B`

Property Details

APN / Parcel Number

Primary APN	`31-63-B`

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Lot Area	65,340 sqft (1.5 acres)

Location & Zoning

Street Address	165 SCHOOL ST
City	ALBERTA
State	VA
Zip	23821-2730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SCHOOL STREET 1.50 AC INSTR# 180001123
Legal Subdivision	JAMES T BRADLEY PROP
Jurisdiction	BRUNSWICK VA
Township / Civil Division	RED OAK
Census Block Group	2
Census Block	2052
Census Tract	930100

Owner

Source: Brunswick County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 434, ALBERTA, VA 23821-0434
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Aug 1, 2018	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2018 · Amount on Record
Deed Sale	Aug 1, 2018 · Amount on Record
Deed Document Number	20181123
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK VA
Recording Date	Jun 30, 2026
Property Address	165 SCHOOL ST, ALBERTA, VA 23821-2730
Document Number	0000001121
Instrument Date	Jun 11, 2026
Instrument	20261121
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 SCHOOL ST, ALBERTA, VA 23821-2730

Mortgage

Document Number	0000001121,
Date	Jun 30, 2026
Instrument	20261121

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	309 Months
Due	Mar 1, 2052

Interest

Rate	6.36%
Max Rate	-1%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK VA
Recording Date	Aug 1, 2018
Property Address	165 SCHOOL ST, ALBERTA, VA 23821-2730
Document Number	0180001123
Instrument Date	Jul 31, 2018
Instrument	180001123
Transaction Type	Transfer
Record Updated	Oct 20, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 SCHOOL ST, ALBERTA, VA 23821-2730

Mortgage

Document Number	0180001124
Date	Aug 1, 2018
Instrument	180001124

Lender

Name	AMERICAN FINANCIAL RESOURCES INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Alberta Town
County	Brunswick County
Unified School District	Brunswick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$772.00	$154,400 (+49.47%) Land $12,000 Building $142,400
2024			$154,400 (+49.47%) Land $12,000 Building $142,400
2023		$103,300 Land $11,400 Building $91,900	$103,300 Land $11,400 Building $91,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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